Data Scientist I - Hybrid

Radian is a fintech servicing the mortgage and real estate services industry, and they are seeking a Data Scientist I. The role focuses on data modeling and analysis, developing analytical frameworks, and validating credit models using financial and statistical methods.

Responsibilities

• Programming in support of model estimation, implementation, monitoring, and back testing
• Development and maintenance of cloud-based modeling frameworks. Analysis of standard reporting and model performance. Delinquency, default, prepayment, claim severity model estimation and design. Model development and methodology research
• Creation of analytical presentations and communication of strategic business findings to management
• Analysis and recommendations on alternative credit structures, risk sharing arrangements, and/or non-traditional manners in which to participate and take on credit risk as appropriate and necessary
• Data manipulation of large files (R, Python, or SAS datasets) to identify trends and make recommendations and/or adjustments to credit/portfolio guidelines as necessary
• Perform other duties as assigned or apparent

Skills

• Understanding of probability modeling
• Expert mathematical, statistical, and econometric understanding
• Strong analytical background, along with the ability and willingness to effectively make recommendations on transactions based on sound business judgment
• Knowledge of SAS, R, C++ or python for data analysis and modeling
• Ability to learn financial analysis of structured mortgage products
• Strong work ethic and independent problem-solving capabilities
• High level of motivation and intellectual curiosity
• Able to work in a team environment
• Ability to research and define new analytical methods
• Ability to communicate effectively and present results
• Degree Requirement: Bachelor's degree or foreign equivalent and 1 year of experience, or Master's degree or foreign equivalent and no work experience
• Certifications: Finance, Economics, Mathematics and/or Statistics
• Work Experience: 1 or more years of prior work-related experience without a master's degree, with a master's degree no prior work experience is required

Benefits

• 20 days of paid time off annually
• 9 paid holidays + 2 floating holidays
• Parental leave
• Multiple medical plan choices, including HSA and FSA options, dental, vision, and basic life insurance.
• 401(k) with a top of market company match
• Opportunity to participate in Radian’s Employee Stock Purchase Plan (ESPP)
• Homebuyer Perks program helps employees navigate the home searching, buying, selling, and refinancing processes

Company Overview

Company H1B Sponsorship