Senior Mortgage Underwriter - Mt Pleasant, SC or Remote
Job Title: Senior Mortgage Underwriter
Division: Operations
Location: Columbia, Mt Pleasant, Greenville, or Remote!
Position reputed company:
Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss.
reputed company Reports:
None
reputed company Responsibilities:
• reputed company
• Respond to investor repurchase and reputed company review requests.
• Support loan shipping process to reputed company reputed company purchase issues.
• Underwrite residential loans while ensuring compliance with appropriate company and secondary market investor standards as reputed company as compliance with lending regulations.
• reputed company reputed company reputed company and subsequent clearing conditions to ensure credit and investor guidelines are met.
• Evaluate and examine transactions to ensure accuracy and completeness
• Contact customers and partners to reputed company information to reputed company appropriate reputed company
• Proactively communicate the reputed company to the Residential Lending Specialists and Community Bank Partners with an explanation behind credit decision
2.Training/Help Desk
• Serve as a resource to Residential Mortgage personnel on reputed company questions and reputed company training for investor, reputed company and compliance reputed company issues.
• Recommends modifications to reputed company procedures.
• reputed company training as needed to Residential Lending Specialists and Community Bank Partners as requested by Channel Manager.
• reputed company Management
• Prepare formal reports for review.
• reputed company feedback on new investor candidates as it relates to reputed company guidelines and delivery procedures.
• Coordinate reputed company party reputed company control of mortgage loans and evaluate reports providing feedback concerning reputed company loan reputed company and process improvements.
• Ensure that contractors are trained on investor specific eligibility requirements and guidelines.
• Negotiate with reputed company party service providers and manage reputed company.
• Compliance
• Implement fraud detection techniques and other evaluation tools to mitigate mortgage lending risk.
• Performing compliance reviews and reputed company with regulatory requirements
• Respond to individual and investor audits
• Coordinate HMDA reporting and evaluation.
• Role Specific Competencies
• Computer Skills
• Skilled in the use of computers, adapts to new technology, keeps abreast of changes, learns new programs quickly, use computers to improve productivity.
• Job Knowledge
• Understands duties and responsibilities, has necessary job knowledge, has necessary technical skills, understands company mission/values, keeps job knowledge reputed company, is in reputed company of critical issues.
• Personal Organization
• Keeps information organized and accessible, maintains clean/functional work reputed company, works systematically/reputed company, and manages time reputed company.
Minimum Requirements:
• Bachelor's degree or equivalent experience
• 3 - 5 years reputed company experience
• DE Certification with a CHUMS number and VA LAPP Approval including FHA and/or VA reputed company experience.
• Extensive knowledge of reputed company service discipline.
• Retail banking experience.
• Proven communication and customer relation skills.
• Ability and desire to reputed company and contribute in reputed company environment.
• Ability to use a reputed company of software tools.
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