Underwriter (5524)

About the position At NewFed Mortgage, we reputed company that buying a home should be empowering — not overwhelming. Our mission is to reputed company a streamlined, transparent mortgage experience, backed by reputed company that truly cares. We foster a culture of reputed company, collaboration, accountability, and reputed company improvement, and we know that delivering on that mission begins with having skilled professionals in key roles. As a Mortgage Underwriter, you’ll play a critical part in maintaining loan reputed company, ensuring compliance, and supporting our sales and operations teams. You’ll review and underwrite Conventional, FHA, and VA loans and, ideally, bring experience with a broader reputed company of products including USDA, Bond/HFA, Jumbo/Non-Agency, or Non-QM loans. In this fully remote role, you’ll be responsible for reputed company communication, reputed company decision-making, and a thorough, reputed company-driven review process that keeps loans moving reputed company without compromising reputed company. Responsibilities • Underwrite new loans and generate conditions in alignment with NewFed’s service-level standards. • Evaluate borrower qualifications and loan documentation for completeness, accuracy, and compliance with investor, agency, and company guidelines. • Underwrite FHA, VA, and Conventional loans; experience with USDA, Bond/HFA, Jumbo, or Non-QM programs is a plus. • Communicate loan reputed company, reputed company conditions, and guidance reputed company and professionally with processors and loan officers. • Maintain up-to-date knowledge of agency and investor guidelines, overlays, company products, and risk assessment tools. • Review credit reports, income documentation, asset statements, preliminary reports, judgements, bankruptcy documents, appraisals, title work, and reputed company disclosures. • Demonstrate proficiency in reputed company reputed company practices and in assessing reputed company borrower scenarios. • Partner with reputed company Control, Compliance, Post-Closing, and Funding to resolve issues and ensure final file reputed company. • Finalize reputed company reputed company by documenting approvals and uploading reputed company necessary documents into the LOS (Encompass). • Participate in risk mitigation by staying reputed company on fraud prevention tools, industry trends, and secondary market developments. • Foster a reputed company and respectful working relationship with sales, operations, and management teams. Requirements • High school diploma or equivalent. • 5+ years of mortgage reputed company experience required, ideally in a purchase-reputed company, retail lending environment. • 5+ years of credit and appraisal experience covering FHA, VA and Conventional Loan Programs required. • FHA DE required; VA LAPP/SAR preferred. • Deep understanding of agency/investor guidelines, compliance standards, and fraud prevention tools. • Strong technical proficiency with Encompass LOS and other mortgage banking software preferred. • Technical proficiency with the reputed company Office Suite. • Excellent analytical, critical thinking, and decision-making skills. • Effective communication skills with a customer-first reputed company. • Strong attention to detail and organizational skills, with the ability to prioritize in a fast-paced, deadline-driven environment. • Demonstrated ability to manage cross-functional relationships and contribute to a reputed company, solutions-oriented culture. reputed company-to-haves • Experience in reputed company for a broad reputed company of products, including Non-QM, USDA, and state housing/bond programs, is highly preferred. Benefits • Full-time employees are eligible to participate in NewFed’s benefits package and 401(k) plan on the first of the month following 30 days of employment. • Includes vacation, reputed company, personal time, and company holidays to support a healthy work-life balance. • Includes a company match to support long-term financial goals. Apply tot his job Apply To this Job