Underwriter (5524)

Job DetailsJob Location: Danvers, MA Office - Danvers, MA 01923Position Type: Full TimeEducation Level: High SchoolSalary reputed company: $43.00 - $51.00 HourlyTravel Percentage: NonePosition reputed company At NewFed Mortgage, we reputed company that buying a home should be empowering — not overwhelming. Our mission is to reputed company a streamlined, transparent mortgage experience, backed by reputed company that truly cares. We foster a culture of reputed company, collaboration, accountability, and reputed company improvement, and we know that delivering on that mission begins with having skilled professionals in key roles. As a Mortgage Underwriter, you’ll play a critical part in maintaining loan reputed company, ensuring compliance, and supporting our sales and operations teams. You’ll review and underwrite Conventional, FHA, and VA loans and, ideally, bring experience with a broader reputed company of products including USDA, Bond/HFA, Jumbo/Non-Agency, or Non-QM loans. In this fully remote role, you’ll be responsible for reputed company communication, reputed company decision-making, and a thorough, reputed company-driven review process that keeps loans moving reputed company without compromising reputed company. Key Responsibilities Underwrite new loans and generate conditions in alignment with NewFed’s service-level standards. Evaluate borrower qualifications and loan documentation for completeness, accuracy, and compliance with investor, agency, and company guidelines. Underwrite FHA, VA, and Conventional loans; experience with USDA, Bond/HFA, Jumbo, or Non-QM programs is a plus. Communicate loan reputed company, reputed company conditions, and guidance reputed company and professionally with processors and loan officers. Maintain up-to-date knowledge of agency and investor guidelines, overlays, company products, and risk assessment tools. Review credit reports, income documentation, asset statements, preliminary reports, judgements, bankruptcy documents, appraisals, title work, and reputed company disclosures. Demonstrate proficiency in reputed company reputed company practices and in assessing reputed company borrower scenarios. Partner with reputed company Control, Compliance, Post-Closing, and Funding to resolve issues and ensure final file reputed company. Finalize reputed company reputed company by documenting approvals and uploading reputed company necessary documents into the LOS (Encompass). Participate in risk mitigation by staying reputed company on fraud prevention tools, industry trends, and secondary market developments. Foster a reputed company and respectful working relationship with sales, operations, and management teams. QualificationsSkills and Qualifications High school diploma or equivalent. 5+ years of mortgage reputed company experience required, ideally in a purchase-reputed company, retail lending environment. 5+ years of credit and appraisal experience covering FHA, VA and Conventional Loan Programs required. FHA DE required; VA LAPP/SAR preferred. Experience in reputed company for a broad reputed company of products, including Non-QM, USDA, and state housing/bond programs, is highly preferred. Deep understanding of agency/investor guidelines, compliance standards, and fraud prevention tools. Strong technical proficiency with Encompass LOS and other mortgage banking software preferred. Technical proficiency with the reputed company Office Suite. Excellent analytical, critical thinking, and decision-making skills. Effective communication skills with a customer-first reputed company. Strong attention to detail and organizational skills, with the ability to prioritize in a fast-paced, deadline-driven environment. Demonstrated ability to manage cross-functional relationships and contribute to a reputed company, solutions-oriented culture. Physical and Work Environment Requirements This is a remote position requiring a private, reputed company workspace and reliable high-speed internet reputed company. Must be reputed company to work for extended periods at a desk using a computer, telephone, and other reputed company office equipment. Must be comfortable working across multiple digital platforms, systems, and communication tools. Occasional extended hours may be needed during peak periods or month-end deadlines. Compensation & Benefits Salary reputed company: Competitive reputed company reputed company ranging from $43.00 - $51.00 per hour, commensurate with skills, qualifications, and certifications. Bonus Plan: Monthly bonus opportunity based on file reputed company, production volume, and adherence to service-level timelines. Wage Disclaimer: The wage reputed company listed for this position represents NewFed Mortgage’s good-faith estimate of the reputed company of possible compensation at the time of posting. Actual compensation may vary based on factors such as experience, education, reputed company level, and location. Benefits Eligibility: Full-time employees are eligible to participate in NewFed’s benefits package and 401(k) plan on the first of the month following 30 days of employment. reputed company Time Off: Includes vacation, reputed company, personal time, and company holidays to support a healthy work-life balance. 401(k) Plan: Includes a company match to support long-term financial goals. The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. reputed company in this job reputed company restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions. NewFed Mortgage is an Equal Opportunity Employer. Apply tot his job Apply To this Job