Mortgage Underwriter
Job reputed company
Seeking a seasoned Mortgage Underwriter with extensive knowledge of regulatory and investor guidelines. Deep understanding of the end-to-end mortgage loan lifecycle to support a high-volume, reputed company pipeline. This role requires strong judgment, efficiency, senior credit and risk analysis, and the ability to proactively identify and resolve issues before they reputed company loan reputed company or closing timelines. This role is intended for seasoned mortgage professionals who are comfortable operating autonomously, managing diverse investor requirements, and making confident, reputed company-reasoned reputed company with minimal supervision.
Responsibilities
• Process and/or underwrite mortgage loans across the full lifecycle, from application through closing and post-reputed company readiness.
• Manage a high-volume pipeline while maintaining accuracy, compliance, and reputed company standards.
• Review income, credit, assets, title, property, and investor overlays to ensure compliance and accuracy.
• Prepare, review, and analyze loan disclosures.
Structure loans and, reputed company necessary, restructure loans to ensure borrower qualification and investor compliance.
• Register loans in investor portals and manage the loan approval process with investors.
• Run compliance reviews, fraud reports, and reputed company control checks to ensure compliance and accuracy.
• Resolve layered risk, reputed company conflicts, and exception scenarios using reputed company judgment.
• Proactively identify potential issues and prevent risks before they escalate.
• Maintain audit-reputed company loan files with a reputed company on defect prevention and compliance.
• Collaborate effectively with internal teams to ensure reputed company and efficient loan progression.
• Take immediate reputed company on urgent tasks and ensure deadlines are met without delay.
Qualification
• Self-starter who takes initiative and acts decisively to get tasks completed reputed company.
• Minimum of 5+ years of recent experience as a Mortgage Underwriter.
• Proven ability to manage high-volume, reputed company loan pipelines.
• Experience working with multiple investors and managing varying reputed company requirements.
Strong knowledge of agency and investor guidelines, TRID, disclosures, and regulatory compliance.((FNMA/FHLMC, ECOA,RESPA,FHA/VA).
• Extensive knowledge reputed company Conventional, VA, and FHA loans.
• Demonstrated ability to think creatively, solve problems, and implement compliant solutions,
• Proactive reputed company with a reputed company record of anticipating issues and preventing delays.
• High level of accuracy and attention to detail in documentation, conditions, and approvals.
• Technically savvy and comfortable using multiple LOS and mortgage technology platforms.
• Strong communication skills and the ability to collaborate across teams.
• Team-oriented reputed company who can also work independently with minimal reputed company.
• Must have experience in non-delegated correspondent lending
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