Senior Product Manager – Repayment Innovation
Job Description:
• Own Instant Cash metrics related to repayment and feature adoption (e.g., repayment success, delinquency, direct deposit setup)
• Lead execution for repayment innovation, including repayment via direct deposit, payroll connectivity, and other automated or low-friction repayment mechanisms
• Improve repayment success rates while reducing user friction, delinquency, and support burden
• Deliver initiatives that responsibly increase Instant Cash credit limits, improving activation, repeat usage, and retention
• Balance user value, unit economics, and risk through experimentation, segmentation, and iterative rollout strategies
• Ship fast, learn quickly, and scale what works while maintaining high quality in a regulated product space
• Align stakeholders around clear priorities, tradeoffs, and measurable outcomes
Requirements:
• 4-5 years of product management experience, ideally in fintech, lending, payments, or consumer financial products
• Experience owning core product flows with meaningful revenue, risk, or retention impact
• Strong intuition for user needs paired with a metrics- and experimentation-driven approach to decision-making
• Experience working with data science or risk functions
• Comfort operating in ambiguity and driving complex initiatives from incubation to scale
• Excellent communication skills and the ability to influence across functions
• Nice to Have: Experience with payroll integrations, direct deposit, or repayment systems
• Nice to Have: Background in credit products, underwriting, or consumer lending risk
Benefits:
• Medical, dental, and vision insurance
• Flexible PTO Policy
• 401k plan
• Paid Parental Leave
• Physical and mental wellbeing benefits including Wellhub for access to virtual workouts and discounted gym memberships, and Headspace Care for covered virtual therapy sessions and unlimited on demand health support
• Monthly reimbursements to use against wifi and cell phone bills
• Annual reimbursement for Learning & Development
• Help hard working Americans build a brighter financial future
• High-growth company
• A dynamic, flexible and collaborative start-up work environment with a highly talented team
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