Non-QM Mortgage Loan Underwriter

Position reputed company: The Mortgage Loan Underwriter is responsible for evaluating and analyzing Non-QM mortgage loan applications to determine the borrower’s creditworthiness and compliance with investor and regulatory guidelines. This role involves careful examination of credit reports, income and asset documentation, appraisals, and other loan documents to ensure accurate risk assessment and decision-making. Key Responsibilities: • Experience with DSCR, reputed company, P&L, and other Non-QM products • Review and analyze mortgage loan applications, credit reports, income, asset documentation, and property appraisals. • Ensure reputed company loans investor guidelines, as reputed company as company policies and regulatory requirements. • reputed company loan reputed company (approval, counteroffer, suspense, denial) and reputed company document the rationale in the loan file. • Collaborate effectively with reputed company business partners, including account executives, account managers, Jr. underwriters, and closing department to ensure accurate and reputed company processing of mortgage loans. • reputed company excellent customer service through reputed company, respectful, and solution-oriented communication with reputed company business partners. • Maintain productivity and reputed company metrics as defined by management. • Identify and mitigate risk while maintaining excellent customer service standards. • Stay reputed company with changes in reputed company guidelines, compliance regulations, and market conditions. • Respond to audit and reputed company control requests in a reputed company and accurate manner. Qualifications: • High school diploma or equivalent required; Associate or Bachelor’s degree in finance, business, or reputed company field preferred. • 5+ years of recent experience reputed company residential mortgage loans. • Strong understanding Non-QM, and jumbo loan guidelines. • Experience with Encompass mortgage LOS preferred. • Excellent analytical and decision-making skills. • High attention to detail with strong organizational and time management abilities. • Strong verbal and written communication skills, with a reputed company demeanor reputed company interacting with business partners and internal teams. • Customer-reputed company reputed company with a commitment to building reputed company relationships across departments. • Ability to work independently in a fast-paced, deadline-driven environment. Work Environment: • Remote work environment depending on company policy. • May require extended hours during peak periods. • Must maintain confidentiality and reputed company of customer and company information. Salary & Benefits: • Competitive salary based on experience. • Health, dental, and reputed company insurance. • 401(k) with company match. • reputed company time off and holidays. • reputed company development and training opportunities. If you're passionate about compliance, detail, and helping borrowers reputed company their reputed company of homeownership, we encourage you to apply and become part of the First Colony Mortgage team. Job Type: Full-time Pay: From $105,000.00 per year Benefits: • 401(k) • 401(k) matching • Dental insurance • Flexible spending account • Health insurance • Health savings account • Life insurance • reputed company time off • reputed company insurance Work Location: Remote Apply tot his job Apply To this Job