[Remote] Underwriting Analyst, High Risk

Note: The job is a remote job and is open to candidates in USA. Finix is a full-stack acquirer processor that empowers businesses with modern payment solutions. The Underwriting Analyst will manage underwriting for High Risk Verticals, ensuring compliance with regulatory requirements while collaborating cross-functionally to onboard high-risk merchants. Responsibilities • Create and own the Enhanced Due Diligence of high-risk clients and industries including building out an Enhanced Due Diligence Program for high-risk verticals including debt collection, accounts receivable management, marketplace, digital wallets, subscription services, Nutraceuticals and others as needed • Partner with Account Management within high-risk verticals to determine if we can onboard clients within these verticals while adhering to vertical EDD and AML program requirements • Seek and clarify compliance requirements from sponsor banks and card brands, reviewing these with POPs and Compliance • Once EDD programs are solidified, work with Sales and communicate requirements to potential customers • Work closely with Underwriting, Compliance, and Legal on any potential customer onboarding Skills • Prior payments experience at a processor, payment facilitator, or FinTech specializing in money movement • 3+ years of experience in Enhanced Due Diligence or Underwriting • A talent for analyzing industry requirements as set by the sponsor bank to determine whether or not Finix can do business with a variety of customers • Knowledge of industry standard regulatory compliance and ability to build a program to ensure potential customers meet these requirements • Customer-facing experience • Ability to work cross-functionally with a variety of teams such as Risk, Compliance, Underwriting, and Account Management Benefits • Equity • Benefits Company Overview • Finix is a full-stack payment processor that develops a payment processing platform for businesses. It was founded in 2015, and is headquartered in San Francisco, California, USA, with a workforce of 51-200 employees. Its website is Apply tot his job Apply tot his job Apply To this Job