Diligence QC Analyst III – Part-Time
Job Description:
• Responsible for the Quality Control examination of loan reviews completed by Loan Review Analysts.
• Provide real time feedback to Loan Review Analysts pertaining to errors and determining corrective actions.
• Ensure regulatory compliance for loans reviewed.
• Identify trends of errors and escalate to management/legal.
• Develop deep understanding of specific client guidelines.
• Handle escalated and countered client conditions with minimal guidance.
• Assists with loan review system testing and enhancement.
• Acts as a subject matter expert on particular topics for Loan Review Analysts and other QCs, assisting with problem solving, issue resolution and loan review guidance.
• Provides guidance on daily matters, such as, questions regarding Underwriting Guidelines or Compliance questions relating to TRID, Reg X, TILA or others to QCs and LRAs.
• Maintains high level of confidentiality to protect privacy rights.
• Adheres to internal controls to reduce errors and customer complaints.
• Responsive to internal and external customers’ needs in a timely, accurate and professional manner.
• Run QC the QC control checks in addition to Loan Review Analyst QC checks.
• Review and enhance procedures and address issues that may hinder accuracy, timeliness and or deadlines.
• Provides coaching and training to staff to ensure company and department goals and key performance indicators (KPIs) are met.
Requirements:
• Maintains a current knowledge of underwriting guidelines, investor guidelines, regulatory compliance and TRID practices.
• Minimum 5-7 years mortgage underwriting and mortgage quality control within the origination or due diligence space.
• Strong understanding of condition clearing processes and their impact on loan grades.
• Good understanding of the credit rating agency requirements.
• Good knowledge of USPAP standards, supplemental valuation products and reconciliation.
• Ability to produce underwriting reports, analyze results, identify issues and take corrective actions.
• Experienced with reading, analyzing and understanding various loan servicer pay histories and servicing documentation.
• Developing leadership skills with the ability and experience to manage people.
• Effectiveness as a team player.
• Ability to easily prioritize job duties according to the needs of the company.
• Strong sense of professionalism and positivity.
• Excellent oral and written communication skills.
• Ability to develop rapport with all levels of associates and establish credibility.
• Excellent listening skills and the ability to use good judgment.
• Strong interpersonal/relationship building skills.
• Problem solving and decision making ability.
• Ability to produce quality work.
• Ability to think and solve problems strategically.
• Strong analytical and organizational skills.
• Excellent attention to detail.
• Ability to multi-task and consistently meet multiple deadlines.
Benefits:
• Paid Time Off (PTO)
• Medical, Dental &Vision
• Employee Assistance Program
• Flexible Spending Account
• Health Savings Account
• Paid Holidays
• Company paid Life Insurance
• Matching 401(k) Plan
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