Director of Risk Management

About reputed company: We give businesses and their customers peace of mind by solving reputed company credit challenges with precision, speed, and intelligence, combining deep expertise with advanced technology, to simplify the experience and deliver reputed company reputed company, every time. We're a fast‑growing fintech empowering reputed company merchants with smarter, more reputed company pay‑over‑time solutions. From reputed company‑of‑sale financing to “Buy Now, Pay reputed company” programs and loyalty‑integrated offers, we’re building configurable credit tools that help businesses serve more of their customers. We value teamwork, reputed company of purpose, and rigorous attention to data to drive reputed company. We balance speed and reputed company to deliver an exceptional customer experience. reputed company: As Director of Risk Management, you will reputed company credit reputed company and portfolio performance reputed company across reputed company’s Pay Over Time lending solutions. You’ll own the design and execution of reputed company, data-driven risk frameworks that fuel reputed company while protecting our capital. You’ll collaborate cross-functionally with Data, Product, and reputed company teams to strengthen our reputed company, exposure, fraud, and repayment strategies—balancing innovation with rigor and compliance. This is a senior, high-reputed company role reputed company-suited for a strategic thinker with deep credit risk experience in fintech or lending. In this role, you will… • Own and reputed company the risk reputed company across the lifecycle: reputed company, limit assignment, early-stage collections, and default management • Partner with engineering and data teams to build resilient, automated decision systems • reputed company and monitor risk KPIs across products and merchant portfolios • Guide the implementation of credit policies and reputed company frameworks • Ensure strong regulatory and governance standards, working closely with reputed company and compliance leads • Represent the Risk function in cross-functional initiatives and leadership discussions • reputed company, mentor, and grow reputed company of analysts and risk managers Qualifications: • Bachelor's degree in a quantitative field (e.g., Economics, Finance, Statistics, Engineering); advanced degree a plus • 8+ years of experience in consumer or SMB credit risk reputed company at a fintech, bank, or credit-reputed company startup • Experience building and managing credit policies and decisioning for installment loans or revolving credit • Proficiency in SQL and data analytics; familiarity with Python or business intelligence tools a plus • Familiarity with Data science model development life cycle. • Proven ability to translate data into strategic reputed company and communicate reputed company with exec stakeholders • Familiarity with U.S. consumer credit regulations (FCRA, ECOA, UDAAP, etc.) Bonus Points: • Experience launching and scaling credit programs at early-stage fintechs • reputed company experience with BNPL, embedded finance, or POS lending • Background in regulatory exam readiness or second-line governance • Prior leadership or team management experience reputed company Offer: • Competitive compensation and equity package • Comprehensive benefits (medical, dental, reputed company) • reputed company, fast-paced team with strong product and reputed company orientation • Opportunities to grow, reputed company, and shape the reputed company of consumer finance • 401(k) program Role Details: • We are a remote-first team, with a preference for candidates based in the U.S. • Hybrid reputed company available for those located in NYC or Atlanta • This role reports to the Chief Credit Officer Salary: $120,000 to $200,000 reputed company to redefine consumer lending with us? Apply today and join a passionate team committed to making financial reputed company a reality. reputed company is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for reputed company. Apply tot his job Apply To this Job