Senior Underwriter / Head of Processing

About Hello Funding Hello Funding is a rapidly growing business funding brokerage specializing in Merchant Cash Advances and working capital solutions for small and medium-sized businesses across the United States. Our goal is to build one of the leading funding platforms in the industry by combining strong sales teams, scalable marketing systems, and best-in-class processing and underwriting. As our deal volume continues to grow, we are building out our Processing Department and are looking for an experienced Senior Underwriter / Head of Processing to take ownership of this critical function. Position Overview The Senior Underwriter / Head of Processing will be responsible for reviewing merchant applications, structuring deals, submitting files to lenders, and managing the overall processing workflow. This role will work directly with the Founder & CEO and play a key role in building and scaling the company’s processing department. Over time, this position will also be responsible for helping train and manage a Processor / Underwriting Assistant as the department expands. Key Responsibilities • Review merchant applications and analyze bank statements, cash flow, NSFs, negative days, and balances • Structure deals and determine the most appropriate lenders for submission • Submit deals to lenders and manage the entire approval process • Negotiate approvals directly with lender underwriting teams • Maintain and develop relationships with multiple funding partners • Build and improve internal processing systems and workflows • Collaborate with the Founder to expand the company’s lender network • Work closely with the sales team to move deals efficiently from application to approval • Train and manage future processing staff or underwriting assistants Deal Volume Expectations • Initially handling approximately 5–10 deals per day • As the company scales, the role will ultimately manage approximately 15–20 deals per day Required Experience • 3+ years of underwriting or deal structuring experience in the MCA / business funding industry • Direct experience reviewing bank statements and evaluating negative days, NSFs, balances, and cash flow trends • Experience submitting deals to multiple MCA lenders • Strong understanding of lender matrices and deal structuring strategies • Experience negotiating approvals with lender underwriting teams Systems & Tools Candidates should be comfortable working with: • Salesforce • Five9 • Google Workspace • Excel / Google Sheets • Lender portals • AI tools such as ChatGPT for underwriting assistance Working Hours Standard business hours, 8:00 AM – 5:00 PM local time, Monday through Friday. As a remote team operating across U.S. time zones, occasional coordination with colleagues in other time zones may be required. Compensation Competitive base salary based on experience. Performance-based bonuses may be introduced as the department scales. Pay: $100,000.00 - $120,000.00 per year Work Location: Remote Apply tot his job Apply To this Job