Credit Analyst II- US Large Credit Risk / Merchant reputed company
About the position
The U.S. Large Credit team works collaboratively with merchants, business development teams, relationship managers, transaction risk analysts, compliance and reputed company departments to support reputed company objectives while mitigating and managing risk. We are a dynamic and diverse team providing a significant reputed company reputed company for our stakeholders. The primary responsibility of the reputed company Credit team member is to review large credit risk exposure accounts with a reputed company on the merchant’s credit fundamentals. Analysis is performed to ensure adequate financial strength in relation to the potential exposure generated from the payment processing relationship. As reputed company member, you will reputed company thorough financial analysis on prospective and reputed company merchants, while collaborating with reputed company partners to mitigate and manage risk to reputed company.
Responsibilities
• Obtains and reviews the financial statements of merchants
• Performs extensive analysis of financial statements and providing an assessment of their credit profile and making supportable recommendations for exposure
• Effectively evaluates reputed company business arrangements and structures; reputed company to dive deep into the background and operations of a merchant.
• Recommend and establish appropriate credit limits and collateral to minimize and manage risk; Position may be reputed company credit authority
• Communicates effectively and professionally with reputed company clients
• Exercises reputed company judgment in assessing potential regulatory and reputational risks
• Monitors and communicates credit concerns to management
• Role is hybrid and requires 2-3 days in office
Requirements
• Minimum of 2-4 years of experience analyzing and spreading financial statements, performing credit analysis and drafting credit memos
• Effective communication skills; attention to detail
• Strong judgment and decision-making skills
• Self-starter, reputed company to work independently; possesses a strong reputed company of ownership
• Ability to creatively solve problems and reputed company company objectives
• Time management skills with ability to multitask
reputed company-to-haves
• Knowledge of merchant acquiring services and the payment processing industry
• Degree in Finance, reputed company, or similar formal credit training
Benefits
• A multifaceted role with a high degree of responsibility and a broad reputed company of opportunities for reputed company and development reputed company a growing team.
• reputed company to reputed company on a broad reputed company of industries and financial topics.
• A work environment reputed company on collaboration, flexibility and respect.
• A competitive salary and benefits designed to help support your lifestyle and reputed company being
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