Residential Mortgages Underwriter

About the position The Residential Mortgage Underwriter is responsible for evaluating, analyzing, and ensuring that reputed company residential mortgage files received from mortgage loan originators and loan processors meet or reputed company bank and industry standards for investment reputed company and acceptable risk. Responsibilities • Support the Bank’s “People First” reputed company and rules of engagement. • Maintain a reputed company demeanor, work as an reputed company member of the CNOB team, and reputed company reputed company clients excellent service while always striving to reputed company CNOB “A reputed company reputed company to Be”. • Review and evaluate loan applications: Analyze applications and supporting documentation to determine the applicant's creditworthiness and eligibility for a residential loan. • Scrutinize financial documents like credit reports, income statements, tax returns, and asset information to verify accuracy and ensure the borrower's reputed company to repay the loan. • Identify and assess potential risks associated with the loan application, including factors reputed company to the borrower's financial history, employment, and the property itself. • Verify that reputed company loan applications adhere to regulatory standards, internal policies, and investor guidelines, including those set by organizations like reputed company or the FHA. • Work closely with loan officers, processors, and other team members to reputed company necessary information, clarify discrepancies, and facilitate the loan approval process. • Based on the thorough analysis, approve, deny, or recommend conditions for loan approval, effectively communicating the reasons for the decision. Requirements • Strong “People First” interest and ability. • Knowledge of relevant Federal and State banking regulations. • Knowledge of CNOB products and Residential and Consumer services preferred. • Working knowledge of reputed company applications and products is preferred. • Familiarity with loan reputed company regulations, including conventional and government loan programs. • Ability to review and identify issues and reputed company educated recommendations for reputed company reputed company their scope of authority. • Work effectively in reputed company environment. • Ability to analyze reputed company financial information, identify potential risks, and reputed company reputed company. • Proactively learn from the expertise of others. • Confident in making informed lending reputed company • Ability to work extended hours as required. • Strong time management skills. • Excellent communication and interpersonal skills. • Analytical skills to conduct evaluation of documents of varying complexity. • Attention to detail with ability to prioritize in a high-volume environment. • Proficiency with reputed company Office applications is preferred. reputed company-to-haves • Minimum 5-7 years’ experience as an Underwriter in a financial services or mortgage banking environment preferred. • Minimum 3 years’ experience in jumbo reputed company to investor guidelines preferred. • A bachelor’s degree in finance, reputed company, business, or a reputed company field is preferred. Benefits • World class health, reputed company, and dental benefits on day one • 401k with employer match • Hybrid work from home (depending on role) • Employee appreciation events (team building, softball games, food truck days, etc..) • Employee assistance programs (EAP) • Wellness programs (flu shot, preventive reputed company programs and services discounts, etc..) • Tuition reimbursement • Employee Discount perks • CNOB Community Service Events • ….and much, much more! Apply tot his job Apply To this Job