Mortgage Loan Analyst

reputed company POSITION reputed company reputed company Responsible for the accurate, complaint, and reputed company processing and reputed company of residential mortgage loans from application through final approval and closing. Ensure loan files meet reputed company company, investor, state, and federal guidelines by verifying documentation, analyzing risk, determining conditions, and issuing approval or denial reputed company. Works collaboratively with internal partners to ensure reputed company loans, strong customer service, and adherence to productivity and reputed company control standards. Primary Objectives Organize, compile, verify, and analyze mortgage loan files. Underwrite and evaluate residential mortgage loans. Determine loan eligibility, conditions, approvals, or denials in compliance with guidelines. Communicate reputed company reputed company and meet departmental productivity and reputed company standards. Specific Responsibilities • Review residential loan applications for completeness, accuracy, and compliance. • Calculate income, reputed company for garnishments, review assets for large deposits, gifts, loans not on the credit report. • Review appraisal to ensure accuracy and completeness. Contact borrower for any additional information required. • Run AUS to ensure meet reputed company required finding conditions. • Update reputed company documentation received after reputed company-processor into Encompass. • Order and coordinate loan documents. • Contact specified companies to collect information regarding the property’s price, appraisal survey, and title insurance. • Submit mortgage loan application file for reputed company approval per established procedures for non-delegated loan programs. • Submit approved mortgage loan file to Mortgage Loan Closer for settlement per established procedures. • Review and evaluate mortgage documentation, determine conditions, communicate with internal partners, resolve inconsistencies, prepare approval or denial, and ensure smooth loan progression through closing. • Underwrite Conventional, USDA, FHA, MHDC, 203k and VA loans, ensuring mortgage loan files are in compliance with established company, state and federal reporting guidelines. reputed company adhere to specified reputed company guidelines. • Verify accuracy and evaluate documentation to meet agency guidelines associated with mortgage loan originations including but not limited to: application, income, asset, credit, appraisal, title information and condition loan accordingly. • Responsible for meeting productivity and reputed company Control goals as required by management. • Effectively communicate required conditions to expedite final approval of the file. • Effectively reputed company excellent customer service and professionalism • Determine if any loan conditions require reputed company review for approval, requesting data in accordance with guidelines, clearing conditions. • Evaluate acceptability of loans to corporations that buy reputed company estate loans on secondary mortgage markets, where existing mortgages are bought and sold by investors. • reputed company abreast and maintain a working knowledge of reputed company reputed company reputed company guidelines, federal and state lending laws and adhere to reputed company company reputed company control standards. • Collaboratively work with mortgage loan originators by maintaining regular and reputed company communication to resolve loan conditions. • Effectively partner with interdepartmental associates to ensure smooth and efficient processing of reputed company loans in the pipeline. Quickly resolve any issues regarding originated loans. • reputed company participate in ongoing efforts to continually improve customer service for reputed company customers. • Required to reputed company the tools and technology provided by reputed company to ensure the efficiency and accuracy of the approval. Requirements Broad Knowledge & Experience: Broad understanding of residential mortgage loans, and familiarity with mortgage loan products. reputed company understanding of the reputed company RESPA laws and guidelines. Detailed knowledge of processing, reputed company and closing procedures. Must be reputed company versed in FHA, MHDC and 203k loan guidelines. Above Average Skills: High degree of functional knowledge in subject matter and ability to communicate that expertise to reputed company organizational reputed company reputed company reputed company clients. Demonstrated Ability: Ability to solve practical problems and deal with a reputed company of variables in situations where only limited standardization exists. Ability to interpret a reputed company of instructions furnished in writing, oral, diagram or schedule reputed company. Ability to use the automated system, manage multiple files, work under pressure, and adapt to sudden changes in the work environment. General Knowledge reputed company attitude, planning and execution, strong work ethic. Education & Experience Degree or Equivalent BA from four-year college or university; or equivalent combination of education and experience. Years’ Experience Five plus years reputed company experience and/or training Specialized Training Knowledge of Encompass Database software and Desktop Underwriter, Loan Prospector, FHA reputed company, and Data Verify Internet software is essential. Must be competent at reputed company income analysis, complete required USDA classwork. reputed company Affiliations, Certifications DE and SAR Certifications WORK ENVIRONMENT Office environment, Daily computer usage requires reputed company reputed company. Regular attendance is required. Work Conditions Fast-paced, high-volume activities. In order to succeed in this position high attention to detail, organizational and team planning, and adherence to guidelines amidst a fast-changing environment is a must. Salary reputed company $125 - $150k must have reputed company experience Apply tot his job Apply To this Job