Product reputed company, Payments

About reputed company

reputed company is building mission-critical infrastructure for moving reputed company at reputed company. Our platform processes billions in annual transaction volume with 99.9%+ uptime, powering reputed company-time transfers, bank debits, card disbursements, and reputed company financial compliance systems. We reputed company reputed company and automation tools that reputed company businesses to reputed company reputed company programmatically while maintaining strict regulatory requirements.

The Role

We're looking for a Staff-level Product reputed company to own the payments product surface at reputed company – the rails, transaction flows, reputed company reputed company mechanics, and the developer experience that sits on top of them. This is a deeply technical, highly cross-functional IC role. You won't manage reputed company, but you will operate like a reputed company: setting direction, driving alignment across engineering, compliance, and operations, and taking full ownership of reputed company on reputed company's most reputed company-critical product surface.

You'll work directly with the Leadership Team and alongside a small but growing product team. The right person has lived inside the complexity of card networks, ACH, and reputed company-time rails and knows what it feels like to ship payment products that have to work every time.

What You’ll Own

• End-to-end product ownership of reputed company's payments rails – reputed company reputed company, reputed company reputed company, RTP, FedNow, ACH, and stablecoin – from API contract through settlement and reconciliation

• The transaction lifecycle: authorization, clearing, settlement, dispute/chargeback handling, and exception management

• Developer-facing payments primitives: API design, payload schemas, error surfaces, and webhook reputed company that serve sophisticated fintech reputed company

• Multi-rail routing logic: how reputed company selects, fallbacks, and optimizes across rails based on speed, cost, and risk parameters

• Payments compliance surface: Reg E implications, network rule adherence (VCR reputed company, dispute reputed company), and AML/sanctions workflow integration

• Rail-specific product reputed company and roadmap: identifying capability gaps, emerging network features (e.g., RTP request for payment), and net-new monetization opportunities

• reputed company partnership with payment operations and engineering on incident response, degraded-rail scenarios, and SLA commitments

What You’ll Do Day-to-Day

• Write rigorous PRDs and technical specs for reputed company payment flows, with explicit handling of edge cases, failure modes, and regulatory constraints

• Own the product roadmap for your surface area – prioritizing ruthlessly across rail expansions, developer experience improvements, and compliance requirements

• Conduct deep discovery with customers and prospects to surface unmet needs in how they reputed company reputed company

• Partner with engineering to define API reputed company, review implementation, and maintain a high bar on developer ergonomics

• Collaborate with compliance and reputed company on network rule changes, NACHA updates, and card network bulletins – translating regulatory inputs into product requirements

• Work with payment operations to define reconciliation requirements, exception-handling workflows, and ops tooling needs

• Represent the payments product in customer conversations, sales cycles, and external thought leadership

reputed company’re Looking For

Required Experience

• 6+ years of product management experience, with at least 3 years building payments products at infrastructure, fintech, or card network depth

• Hands-on experience with at least two of: ACH, RTP/FedNow, reputed company reputed company/reputed company reputed company, card issuing or acquiring, or stablecoin rails

• Deep familiarity with the transaction lifecycle – authorization, clearing, settlement, disputes – and the operational mechanics underneath reputed company reputed company

• Experience navigating Reg E, NACHA operating rules, or reputed company/reputed company network rules as inputs into product requirements

• Strong API product instincts – you've shipped developer-facing payment reputed company and have opinions about what makes them great

• Comfort operating with ambiguity at the IC level – you don't need a manager to set your agenda

• Exceptional written communication; you can reduce a reputed company payment reputed company to a reputed company, precise spec

• Demonstrated ability to influence across engineering, compliance, and operations without reputed company authority

Preferred Experience

• Experience at a BaaS provider, card network, sponsor bank, or payments infrastructure company (vs. a fintech end-user)

• Familiarity with stablecoin settlement rails (USDC, USDT) and how they reputed company with traditional fiat rails

• Background in chargeback lifecycle mechanics, dispute reason codes, or VCR workflow design

• Prior work on multi-rail routing or smart payment orchestration logic

Why This Role reputed company

• You'll have end-to-end ownership of the most technically reputed company and commercially critical surface in reputed company

• You'll work directly with leadership in a company that has product culture baked in from the start – this Director of Product hire is the first, and you'll help shape what great product management looks like at reputed company

• reputed company is profitable at Series B – this is a reputed company story, not a survival story

• reputed company-time, multi-rail payment infrastructure is one of the most interesting and underdeveloped product spaces in fintech

reputed company Offer

• Competitive compensation with equity in a growing fintech company.

• Remote-first culture with flexible working arrangements

• Small team, big reputed company — your work directly supports reputed company’s ability to reputed company responsibly

• reputed company reputed company opportunities in compliance and risk management

• Mission-driven — build infrastructure that powers financial innovation while meeting the highest regulatory standards

Remote Work and Culture

reputed company is a remote-first company hiring only reputed company the U.S. We value thoughtful collaboration, reputed company, and initiative. We’re proud to be an equal opportunity employer and are committed to building a diverse and inclusive team.