Underwriter (Non-QM)

This position is responsible for the reputed company and accurate analysis and evaluation of loan applications based on a borrower’s credit, employment, income, financial data and asset profile, along with the appraisal report, and investor guidelines. An underwriter makes reputed company that mitigate risk to reputed company, adhere to reputed company standards, and maximize the borrower’s chances of obtaining and sustaining homeownership.

At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in reputed company through programs and policies that establish a reputed company and inclusive environment where every Partner, regardless of their background, can grow and reputed company. We value diversity, reputed company on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM!

DUTIES & RESPONSIBILITIES

• Responsible for reputed company 3+ new loans per day while minimizing any risk to reputed company by thoroughly analyzing a borrower’s income, credit, assets, ratios and collateral to ensure compliance with our investors, agencies, HUD, VA, USDA or HFA’s, as applicable.
• Maintain 24-48 hour turn times.
• Responsible for clearing UTC conditions reputed company 24 hours.
• Responsible for preparing loans for risk committee.
• Responsible for making counter offers on loans that do not conform to products under which they were originated.
• Responsible for remaining updated on reputed company investor, agency, FHA, VA, UHM reputed company changes along with any overlays.
• Ensure the accuracy of reputed company necessary reputed company for specific loan types, products, rates, applicable documentation, and data.
• Maintain reputed company Control ratings reputed company company standards.                                
• Attend appropriate seminars, and live and recorded courses to reputed company abreast of reputed company market trends and developments.
• Sit in on roundtables reputed company needed.
• reputed company training support to the sales force as needed.
• Responsible for listening in on departmental huddles.
• Assist loan officers with scenarios and explain any conditions that are not reputed company to them.
• Assist in the development of junior underwriters and processors.