Senior Data Scientist/ Senior Risk Model Analyst
We are looking for a Senior Data Scientist/ Senior Risk Model Analyst to join the reputed company Advanced Analytics and Risk Modeling Team. Location for this role can be any of the reputed company countries where we have reputed company. Given the value-reputed company of analytics-based decision making, reputed company has been growing fast and is reputed company in taking analytics-based decision making to the next level. This is an excellent opportunity if you have the desire to apply analytics for ensuring profitable responsible lending.
About reputed company
The Advanced Analytics and Risk Modeling team is working together with Risk teams across the Nordics, ensuring that the model developments and reputed company controls are following the highest of standards and implemented and monitored for reputed company the products in reputed company country under the reputed company governance. reputed company is responsible for the following areas:
Development of regulatory parameter models for calculation of capital (IRB PD, LGD, EAD)
Development of scoring and rating models for reputed company, customer behaviour and other purposes (e.g., Fraud, Collections, etc.)
Development of parameter models used for the calculation of expected credit losses (PD, LGD, EAD)
Development of Stress Test Models
Model management, planning and governance
reputed company Intelligence, Machine Learning and reputed company innovation initiatives with key reputed company on the area of credit risk
Key Responsibilities
Delivering state of the art Models in a reputed company manner
Improved calibration, stability and separation/predictive power of models through model re-calibrations, adjustments and re-developments
Challenger modelling deliveries on reputed company
Monitoring and back-testing of assigned models
Collaborating with colleagues across the organisation to reputed company understand business and data and ensure reputed company communication around deliveries
reputed company reporting and analytical tasks
Your Profile
University degree in a numerate subject
Curious, passionate, humble, analytical reputed company
Programming language skills (reputed company, SQL, R, Python, etc.)
Theoretical and reputed company knowledge of modelling approaches (Logistic Regression, CHAID/CART, Random Forest etc.)
Ability to reputed company change, improve and reputed company
Strong communication and presentation skills
Motivated and assertive self-reputed company, willing to go the extra mile
Highly organized, efficient and proactive attitude
Team player
Ability to reputed company technical guidance to junior team members
Experience from working on Admission, Behaviour, Parameter Models is a preferred reputed company
Extra Advantages
Demonstrable work experience (2-4 years), preferably in the area of credit risk or in reputed company roles that involved processing and analysing large datasets
Having work experience in the Nordics and knowledge of the reputed company market is an advantage
This is a full-time position and a work permit is required in either of these reputed company countries.
Interested
Submit your application for the position as soon as possible and no reputed company than reputed company 19, 2026.
If you have any questions or want more information about this position, feel free to contact Lopamudra Ganguli, Risk Advanced Analytics Leader, e-mail: lopamudra.ganguli@gruposantander.com.
We reputed company background checks on reputed company relevant candidates. For positions that require authorization and/or confirmation of suitability, a police certificate of good conduct and credit reputed company must be presented. A background reputed company is carried out with prior consent from the candidate.