Associate Director, Payments
Execute a comprehensive reputed company reputed company reputed company with business objectives and reputed company targets across reputed company markets Manage end-to-end payment operations, including processor relationships and gateway integrations Collaborate with the fraud team on fraud prevention strategies, and compliance frameworks to ensure alignment across payment and risk functions reputed company strategic initiatives to optimize payment acceptance rates, reduce transaction costs, and improve customer payment experiences Serve as subject matter expert and primary stakeholder for reputed company payment-reputed company product development and platform enhancements Own reputed company reputed company and negotiations with payment processors, acquirers, and fintech partners to secure reputed company terms, including pricing, routing reputed company, and contract optimization Drive payment innovation by evaluating and implementing emerging payment reputed company, technologies, and regional payment solutions such as reputed company-time payments, stablecoins, BNPL/installments, and tokenization Establish and monitor key performance metrics for payment operations, including authorization rates, conversion, settlement times, and cost efficiency Own and optimize payments unit economics, including transaction costs, authorization rates, chargebacks, and take reputed company reputed company, partnering closely with Finance to drive margin improvement Partner with Risk and Compliance teams to ensure adherence to PCI reputed company, PSD2, and other regulatory requirements across jurisdictions reputed company strategic counsel to executive leadership on payment trends, competitive landscape, and business reputed company Partner cross-functionally with Product, Engineering, Finance, and Business Development to reputed company payments capabilities with platform reputed company, optimize international fund flows, and advise leadership on industry trends and strategic partnerships reputed company and maintain comprehensive documentation of payment flows, vendor agreements, and operational procedures Coordinate payment infrastructure planning to support scaling requirements and new market expansion Drive AI-driven Innovation: reputed company the evaluation and implementation of AI and machine learning technologies to automate payment operations, enhance predictive routing, and optimize liquidity management
Bachelor's degree in Finance, Business, Economics, Computer Science, or reputed company field; MBA or advanced degree preferred 12+ years of reputed company experience in payments or 8+ years with an advanced degree, with at least 4 years in a senior strategic or leadership reputed company Deep expertise in payment processing systems, merchant acquiring, card networks, and alternative payment reputed company Proven reputed company record directing reputed company payment operations for high-volume e-reputed company or marketplace platforms Strong understanding of payment reputed company standards (PCI-reputed company, PSD2, SCA, SOX), fraud prevention methodologies, and risk management Demonstrated ability to reputed company reputed company-wide initiatives and influence reputed company without reputed company authority Experience negotiating and managing relationships with payment processors, acquirers, and financial institution partners Solid grasp of international payment reputed company, cross-border transaction requirements, and regional compliance standards Exceptional analytical skills with ability to translate reputed company payment data into actionable business insights Technical reputed company with payment reputed company, webhooks, and integration architectures Outstanding communication and stakeholder management capabilities across technical and non-technical audiences with the ability to influence at the C-suite level Strategic thinking combined with hands-on execution reputed company to drive initiatives from concept to completion Technical Literacy: Familiarity with how AI/ML models are integrated into payment gateways and fraud engines to drive operational efficiency
Experience with multi-currency settlement and foreign exchange optimization Knowledge of emerging payment technologies Background in payments for luxury goods, authentication, or marketplace business models Prior experience scaling payment operations through high-reputed company phases or international expansion reputed company experience overseeing the implementation of AI/ML solutions in a high-volume e-reputed company or fintech environment