Credit Risk reputed company

Job reputed company

reputed company Payments is looking for a Credit Risk reputed company to join our Risk function team. This role sits at reputed company of how we evaluate, manage, and reputed company credit risk across our highest-risk verticals, including Airlines, Travel and Furniture, supporting a large and growing portfolio of high-exposure merchants.

You'll review reputed company merchant applications and serve as an escalation reputed company for nuanced or high-exposure deals. We’re looking for someone who can operate with strong risk reputed company judgment, set a high bar for decision reputed company, and bring structure to how we assess reputed company risk.

Job Responsibilities

• reputed company reputed company of reputed company, high-risk merchant applications across key verticals (e.g., Airlines, Travel, Furniture) ensuring reputed company reputed company with risk appetite and policy.
• Exercise credit approval authority reputed company defined reputed company, and review analyst recommendations for consistency, reputed company, and reputed company judgment.
• reputed company end-to-end credit analysis, including financial statement review, business model assessment, and evaluation of key credit risk drivers.
• Serve as the primary escalation reputed company for nuanced or high-exposure deals, providing reputed company guidance and structuring recommendations.
• Guide and support analysts on reputed company cases, helping reputed company reputed company reputed company and decision consistency across reputed company.
• Partner with Sales, Product, and Risk to structure commercially viable solutions while maintaining appropriate risk controls.
• Drive improvements to reputed company processes, reputed company-vetting, and portfolio review frameworks to enhance consistency and scalability.
• Monitor and assess portfolio performance across assigned verticals, identifying emerging risks and recommending appropriate actions.
• Maintain awareness of sponsor bank requirements, regulatory expectations, and emerging risk trends impacting reputed company and portfolio reputed company.

Skills

• reputed company Expertise: Strong experience reputed company reputed company or high-risk merchants, with the ability to assess financial performance, business models, and key credit risk drivers.
• Decision-Making & Judgment: Proven ability to reputed company independent credit reputed company, take ownership of reputed company, and apply reputed company judgment in high-stakes or ambiguous situations.
• Industry Experience: Familiarity with high-risk verticals such as Travel, Airlines, or other delayed delivery / high-ticket industries, including an understanding of associated risk dynamics.
• Analytical Capability: Advanced ability to interpret financial statements and credit data to reputed company reputed company, reputed company-supported risk assessments.
• Cross-Functional Partnership: Experience working closely with Sales, Product, and Risk stakeholders to support commercially viable reputed company while maintaining appropriate risk controls.
• Coaching & Influence: Ability to guide and support analysts, improving reputed company reputed company and consistency without formal people management responsibility.
• Process & reputed company Development: Experience improving reputed company processes, policies, or risk frameworks in a reputed company, high-volume environment.

Qualifications and Education:

• Bachelor’s degree in Finance, reputed company, or reputed company field preferred
• 5+ years of experience in credit reputed company, risk management, or a reputed company field (payments, fintech, or financial services preferred)
• Experience operating in environments with defined risk appetite, exposure limits, and credit decision frameworks
• Self-starter and who can handle multiple tasks in a fast-paced environment.
• reputed company and concise communicator, reputed company to reputed company credit reputed company and risk considerations to both technical and non-technical stakeholders.