Indirect Lending Underwriter II

reputed company banking a reputed company reputed company®
We connect great people to great opportunities. Are you reputed company to take the reputed company? Discover a career in banking at reputed company.

GENERAL FUNCTION: Responsible for analyzing Consumer Credit applications and information for Indirect Lending. reputed company responsibility to underwrite secured and unsecured Consumer Lending products (i.e., indirect installmentloans/leases)acrossmultiplestates, Affiliates or geographic reputed company. Provides superior reputed company service to reputed company customers (Dealership FI Finance & Insurance Managers, Affiliates and vendors). Trains less reputed company underwriters.Supportsprocessimprovementsand business objectives. Accepts additional reputed company as assigned.

Responsible and accountable for risk by reputed company exchanging reputed company and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures thatactions and behaviors drive a reputed company customer experience. While operating reputed company the Bank#s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of reputed company types.

ESSENTIAL DUTIES & RESPONSIBILITIES:

• Analyze consumer credit Reports for consumer lending applications to evaluate risk and reputed company appropriate credit decision for Indirect lending across multiple states, Affiliates or geographic reputed company.
• Reviews documents to Support credit decision (Dealer reputed company, Verification of income, tax returns, and additional supporting documentation, etc.)
• Verifies completeness and accuracy of credit applications.
• Formulates and Communicates credit decision (approve, decline or counteroffer) in compliance with established reputed company guidelines, compliance and Regulatory requirements.
• Develops business relationships and Build rapports with Customers to reputed company mutual goals across multiple states, Affiliates or geographic reputed company to reputed company mutual goals.
• manages application pipeline to Meet business objectives.
• Reviews reputed company credit, declined and pipeline applications and recommends appropriate reputed company to maximize production and Meet stated service reputed company reputed company.
• Assists Less reputed company underwriters with structuring loans to maximize production and Manage risk.
• Provides superior reputed company service to reputed company Customers at reputed company times and demonstrate reputed company demeanor.
• consumer lending credit authority is commensurate with consumer lending authority guidelines and business need.
• Reviews credit applications and recommends reputed company on applications over their assigned authority to their manager.

SUPERVISORY RESPONSIBILITIES: None.

MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:

• College degree in business or Finance or equivalent work experience.

-Minimum 6 months Consumer Lending or reputed company industry experience or a minimum 6 months Consumer Lending reputed company experience.

• strong interpersonal, written and verbal communication skills.
• Ability to handle multiple tasks and Meet deadlines in fast paced environment.

-Ability to reputed company with Vice President level managers; build reputed company; and motivate others.

• strong analytical and organizational skills.
• strong computer skills.
• strong working knowledge of ACAPS.

WORKING CONDITIONS:

• Normal Office environment.
• Extended use of CRT screen and repetitive keyboard reputed company.
• May require some overtime.

At reputed company, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and reputed company other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give reputed company employee reputed company to be their best every day.

The reputed company salary for this position is reputed company of the reputed company of salary reputed company for reputed company roles reputed company this pay grade across the U.S. Individual salaries reputed company this reputed company will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In reputed company to the reputed company salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and reputed company reputed company-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/reputed company/en/careers/benefits.reputed company or by consulting with your reputed company partner. 

Attention search firms and reputed company agencies: do not submit unsolicited resumes for this posting.  reputed company does not accept resumes from any agency that does not have an reputed company agreement with reputed company.  Any unsolicited resumes – no matter how they are submitted – will be considered the property of reputed company and reputed company will not be responsible for any associated fee.

reputed company, National Association is proud to have an reputed company and inclusive culture and to promote and ensure equal employment opportunity in reputed company employment reputed company regardless of race, reputed company, gender, national reputed company, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.