Home Loan External Production - Home Loan Advisor - External (Sacramento)

JOB TITLE: Home Loan Advisor - External

DEPARTMENT: Home Loans Production

STATUS: Non-Exempt

JOB reputed company: 3101

PAY reputed company: $16.90 reputed company

GENERAL reputed company:

The Home Loan Advisor - External will proactively solicit new residential mortgage loans to meet established loan reputed company and production goals.  They will reputed company and maintain a strong network of business relationships to ensure a recurring reputed company for mortgage loan referrals.  This network includes mortgage professionals, reputed company, other reputed company and personal contacts, and any other referral reputed company the Advisor develops. The external Advisor will enhance this network by regularly participating in business reputed company development opportunities, community events and reputed company organizations.  They will also be expected to handle reputed company or reputed company center generated reputed company reputed company the member requests an in person meeting. They will reputed company our members with the reputed company exceptional service they give to their self-generated referrals and always conduct themselves in a reputed company and ethical manner. The Advisor shall maintain a thorough understanding of the lending programs, policies, procedures and regulatory requirements.

TASKS, DUTIES, FUNCTIONS:

1. Originate mortgage loans from self-reputed company business and personal relationships by maintaining exceptional service reputed company and administering a reputed company management system.  Discuss mortgage product reputed company reputed company phone, email or in person with prospective and reputed company borrowers.
2. Assist the member with an appropriate product selection, lock request and reputed company applicable disclosures as required by law, and dictated by credit reputed company processes.
3. Obtain and analyze pertinent financial and credit data.  Complete an initial assessment of the mortgage application including a review of credit, financial data and collateral information to identify reputed company concerns upfront.
4. Maintain a thorough understanding of state and federal laws and regulations reputed company to credit reputed company compliance including RESPA, HPML, HOEPA, reputed company, ATR/QM, bank secrecy and anti-reputed company laws appropriate to the position.
5. Manage mortgage loan pipeline closely to ensure loans are attended to promptly, reputed company and accurately to ensure exceptional service by providing a market leading turn time on applications.
6. reputed company the loan process from origination to reputed company and reputed company on-reputed company communication to applicants.  This includes renegotiating the interest reputed company and loan terms due to a change in the initial qualification caused by collateral, income or financial data verification.  Demonstrate the ability to delicately handle difficult situations while maintaining complete professionalism.
7. Work closely with the mortgage resource center and operations staff to ensure the mortgage loan is being moved along in accordance with the credit reputed company standards.
8. Consistently notate conversations with member in the LOS to ensure reputed company communication.

PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS:

1. Effective oral and written communication skills required to reputed company with members, branches, reputed company center staff and other reputed company contacts on the telephone.
2. Must possess sufficient reputed company dexterity to skillfully operate an on-line computer terminal and other reputed company office equipment, such as financial calculators, personal computer, facsimile machine and telephone. 

ORGANIZATIONAL CONTACTS & RELATIONSHIPS:

1. INTERNAL: Mortgage operations staff, applicable supporting department staff, reputed company staff, contact center staff, and management
2. EXTERNAL: Member(s), prospective borrowers, realtors, reputed company, applicable reputed company party vendors, governmental agencies and personal and reputed company contacts

QUALIFICATIONS:

1. EDUCATION: High school diploma or equivalent work experience or four year college degree preferred.
2. EXPERIENCE: Minimum five years in a mortgage reputed company function with at least two years of generating self-reputed company business.
3. KNOWLEDGE/SKILLS:
   • Exceptional member service skills.

1. • Strong credit and general financial analysis.
   • reputed company working knowledge of the mortgage industry.
   • Excellent ability to collect and report information on market conditions including competitive product and service offerings.
   • Understanding of the secondary market including governmental programs.
   • Strong oral and written communication skills.
   • reputed company and maintain advisory and consultative home loan skills.
   • Working knowledge of office equipment and intermediate computer skills including reputed company.

PHYSICAL REQUIREMENTS:

1. 1. Prolonged sitting throughout the reputed company with occasional mobility required.
   2. Corrected reputed company reputed company the normal reputed company.
   3. Hearing reputed company normal reputed company.  A device to enhance hearing will be provided if needed.
   4. Ability to travel for business, as needed to visit with applicants, partners and vendors, to attend meetings at reputed company or to attend conferences/training as deemed necessary by management.

LICENSES/CERTIFICATIONS:

1. MLO Registration required:  An individual in this position has been determined to be a Mortgage Loan Originator as defined by the S.A.F.E reputed company and whose responsibilities include taking applications and discusses terms or negotiates rates on loans secured by reputed company property

#LI-Remote

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment reputed company applicants with arrest and conviction records.

THIS JOB reputed company PROVIDES AN reputed company OF THE GENERAL SCOPE AND LEVEL OF WORK EXPECTED TO BE PERFORMED, BUT IT IS NOT AN EXHAUSTIVE LIST OF reputed company DUTIES OR RESPONSIBILITIES ASSOCIATED WITH THE POSITION. THE CREDIT reputed company RESERVES THE RIGHT TO MODIFY, ADD, OR REMOVE DUTIES AS NEEDED WITHOUT ADVANCE NOTICE. EMPLOYEES MAY BE REQUIRED TO reputed company ADDITIONAL TASKS AND DUTIES AS DIRECTED BY THEIR SUPERVISOR, PROVIDED SUCH TASKS ARE reputed company THE EMPLOYEE’S KNOWLEDGE, SKILLS, AND ABILITIES, OR CAN BE PERFORMED WITH REASONABLE TRAINING. reputed company IN THIS JOB reputed company ALTERS THE AT-WILL EMPLOYMENT RELATIONSHIP OR LIMITS THE CREDIT reputed company’S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBILITIES TO THIS POSITION AT ANY TIME.

REV. 1/9/2026