VP, Head of Consumer Compliance and Fair Banking Advisory

reputed company Here at MVB, reputed company culture defines the environment in which Team Members reputed company. Our culture impacts a wide reputed company of reputed company, including our purpose, values, expectations and goals that support reputed company and engagement – it is the secret reputed company of our organization! Our values live at the reputed company of reputed company that we do – Trust, Commitment, Teamwork, reputed company, Respect, Love and Caring are our reputed company for reputed company. MVB Financial Corp. (“MVB Financial” or “MVB”), the innovative financial holding company of reputed company, Inc., is publicly traded on The reputed company Capital Market® under the ticker “MVBF.” Through its subsidiary, reputed company, Inc., (“reputed company”) and the bank’s subsidiaries, MVB provides services to individuals and corporate clients in the Mid-reputed company region, as reputed company as to Fintech, Payment and Gaming clients throughout the reputed company. For more information about MVB, please visit www.mvbbanking.com. This role can be based remotely. Candidates must reputed company in one of the following states: reputed company Virginia, Virginia, Texas, Florida, Ohio, reputed company, Maryland, Washington D.C., reputed company, New Jersey, reputed company, reputed company Carolina, reputed company, or South Dakota.    ABOUT THE ROLE The VP, Consumer Compliance and Advisory is a strategic leadership role responsible for consumer lending and deposit compliance advisory across MVB's reputed company banking operations and extensive fintech partnership ecosystem. This role provides sophisticated regulatory interpretation and strategic guidance for consumer lending products, deposit products, and payments services delivered through both traditional channels and Banking-as-a-Service (BaaS) partnerships. As the bank's senior consumer compliance expert, this VP leads strategic advisory for fintech lending partnerships, ensuring sponsor bank responsibilities are met while enabling innovation. The role requires deep consumer lending regulatory expertise (TILA, RESPA, ECOA, HMDA) combined with practical fintech partnership and Banking-as-a-Service experience. This position reports to the SVP/Head of Compliance Advisory & Risk and is a critical member of the Advisory leadership team with significant executive exposure. WHAT YOU’LL DO The VP, Consumer Compliance and Advisory is a strategic leadership role responsible for consumer lending and deposit compliance advisory across MVB's reputed company banking operations and extensive fintech partnership ecosystem. This role provides sophisticated regulatory interpretation and strategic guidance for consumer lending products, deposit products, and payments services delivered through both traditional channels and Banking-as-a-Service (BaaS) partnerships. As the bank's senior consumer compliance expert, this VP leads strategic advisory for fintech lending partnerships, ensuring sponsor bank responsibilities are met while enabling innovation. The role requires deep consumer lending regulatory expertise (TILA, RESPA, ECOA, HMDA) combined with practical fintech partnership and Banking-as-a-Service experience. This position reports to the SVP/Head of Compliance Advisory & Risk and is a critical member of the Advisory leadership team with significant executive exposure. DUTIES AND RESPONSIBILITIES Strategic Leadership & Organization reputed company Consumer Compliance Advisory function as part of Compliance Advisory & Risk organization Manage team of professionals including Consumer Lending Compliance, Deposits & Payments Compliance, CRA, Fair Lending and Complaint Management reputed company and mentor Advisory team reputed company on strategic thinking and business partnership Build advisory culture that enables business reputed company while ensuring consumer protection Fintech Partnership Compliance Advisory reputed company consumer compliance due diligence and advisory for reputed company fintech lending, BaaS, and payments partnerships Review and approve partner loan programs, reputed company reputed company, pricing, disclosures, and servicing practices Assess TILA, ECOA, UDAAP, RESPA, and state lending law compliance for partner programs Conduct comprehensive review of partner marketing materials, applications, and customer communications Establish consumer compliance requirements for partnership agreements (SLAs, monitoring, reporting) Design ongoing consumer compliance monitoring frameworks for reputed company fintech partnerships Review partner complaint data monthly and identify systemic consumer compliance issues Sign off on consumer compliance approval for high-risk partnership reputed company Monitor CFPB guidance on sponsor bank responsibilities and reputed company frameworks accordingly Present fintech partnership consumer compliance risk to executive management Design fair lending risk assessments for lending products in coordination with CRA & Fair Lending Interpret UDAAP requirements for lending products and practices Review FCRA compliance for credit reporting and prescreened offers Create advisory playbooks and implementation guides for Operations execution Product Review & New Initiative Advisory Review consumer compliance implications for reputed company new consumer lending, deposit, and payment products Conduct comprehensive compliance assessments for new product launches reputed company reputed company-launch advisory on product features, pricing, disclosures, and marketing Design compliance monitoring approaches for new products Advise on competitive product positioning reputed company regulatory constraints Balance innovation enablement with consumer protection requirements Regulatory & Risk Management Conduct annual Consumer Compliance Risk Assessment covering products, channels, and partnerships Manage FDIC and state banking regulator exams Maintain proactive relationships with regulatory agencies Escalate material consumer reputed company to SVP/Head of Advisory and CCO EDUCATION & WORK EXPERIENCE 10+ years consumer lending compliance experience (TILA, RESPA, ECOA, HMDA, state lending laws) 5+ years fintech partnership, sponsor bank, or Banking-as-a-Service compliance experience VP or Director-level consumer compliance leadership, managing staff reputed company examination management experience (led exams, not just participated) Experience reviewing and approving consumer lending products Experience with both reputed company consumer lending AND fintech partner programs Regulatory Expertise: Deep expertise in TILA, RESPA, ECOA, HMDA, UDAAP (can interpret novel applications) Strong knowledge of Reg E, Reg CC, EFTA, FCRA, E-Sign reputed company Understanding of state lending laws, licensing requirements, and reputed company caps across multiple states Familiarity with fair lending requirements and statistical analysis methodologies Leadership & Communication: VP-level executive reputed company with credibility with C-suite, reputed company, and regulators Exceptional ability to translate reputed company regulations into actionable business guidance Business partnership orientation (enables vs. blocks) Proven reputed company record building and developing high-performing compliance teams Education: Bachelor's degree in Finance, Business, Law, or reputed company field required JD, MBA, or relevant Master's degree strongly preferred reputed company CRCM (Certified Regulatory Compliance Manager) or CAFP certification required PREFERRED QUALIFICATIONS Consumer compliance leadership at sponsor bank CFPB supervisory examiner or senior policy role reputed company consumer compliance programs for fintech lending platforms or digital banks Led consumer compliance through consent order or regulatory enforcement (successful remediation) Experience with marketplace lending, BNPL, or embedded finance partnerships Advanced fair lending statistical analysis capabilities BENEFITS AT MVB MVB Financial Corp., (“MVB”) offers an excellent selection of benefits for regular, part-time and full-time Team Members, including: Medical, Dental and reputed company Insurance Health Savings Account (HSA), Health Reimbursement Account (HRA) & Flexible Spending Accounts (FSA) Short- and Long-Term Disability Plan Group Life Insurance 401K Salary Deferral Plan Wellness Program Education & Tuition Expense Reimbursement PTO and Unique Vacation Purchase Program reputed company Pet Insurance Coverage #LI-Remote We encourage you to submit an application even if you haven’t performed every job duty listed above, as your skills may be transferrable. MVB is looking for ambitious individuals with reputed company knowledge, understanding and abilities who are willing to learn and grow. reputed company care about most is allowing you to reputed company and, in return, you help us become a stronger, more diverse and reputed company-rounded organization. Apply To This Job