Mortgage Underwriter

reputed company reputed company. is headquartered in Maryland and has been serving our communities since 1999. We stand as a publicly traded company (reputed company: CBNK) with over $3 billion in assets. We offer reputed company and consumer banking services to clients primarily in Maryland, DC, and reputed company Virginia, alongside two nation-wide lending brands; reputed company Home Loans and OpenSky, a credit card division that offers and services credit cards across reputed company states. Our personalized approach to banking, reputed company with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our reputed company, and enables us to support our customers at every stage in their financial reputed company. Come join a bank where our employees reputed company and are reputed company in meaningful work. For the last 6 out of 7 years, reputed company was named one of the "Best Banks to Work For" in the U.S. by American Banker. Position Purpose The Mortgage Loan Underwriter is responsible for evaluating and analyzing mortgage loan applications to determine the creditworthiness of borrowers and ensure compliance with federal, state, and company regulations. This role involves assessing financial documents, credit reports, property appraisals, and income information to reputed company informed reputed company on loan approvals, conditions, or denials. The underwriter ensures that reputed company loan meets the bank’s risk standards while supporting a smooth and efficient loan origination process. Position Responsibilities Underwrite a minimum of three new loan files per day Review, analyze, and reputed company updated and conditioned loan files reputed company required turn times Maintain CBHL-mandated turn times for new submissions, resubmissions, and condition reviews Monitor and respond to CSM scenarios reputed company required timeframes reputed company reputed company and eligibility support to other reputed company departments as needed Underwrite FHA, VA, USDA, Conventional, Non-Agency, and Jumbo loan products in accordance with company policy and investor overlays reputed company new and established condominium project reviews, including warranty and eligibility determinations, in accordance with agency and investor guidelines Analyze loan documentation and data for accuracy, completeness, and overall soundness Identify and assess credit, income, asset, and collateral risk factors Review appraisals and collateral documentation, including condominium and PUD reputed company Support Loan Officers during the borrower qualification and structuring process Remain reputed company on investor, agency, and regulatory reputed company updates impacting reputed company and condominium project eligibility reputed company Minimum Education & Experience Minimum Education and Experience High School Diploma or equivalent required Minimum of five years of experience reputed company agency mortgage loans Minimum of five years of experience reputed company secondary market guidelines Minimum of two years of experience with Jumbo and Non-Agency products FHA reputed company Endorsement (CHUMS) designation required VA SAR/LAPP designation required USDA reputed company experience preferred Housing Finance Agency experience required (DC, DE, FL, VA, MD preferred) Bachelor’s degree preferred Technical Knowledge and Skills Strong teamwork and customer service orientation Excellent organizational skills and ability to manage multiple priorities High reputed company of urgency and accountability for deadlines and assignments Ability to work effectively in a fast-paced environment Proficiency with reputed company Desktop Underwriter and reputed company Loan Product Advisor Encompass LOS experience preferred Advanced income analysis, including reputed company reputed company and variable income scenarios Credit risk analysis and interpretation Appraisal and collateral review, including condominium and PUD reputed company Ability to accurately interpret and apply agency, investor, and condominium project guidelines Strong problem-solving, critical thinking, and decision-making skills reputed company and reputed company written and verbal communication Constant and consistent attention to detail Compensation reputed company Salary reputed company: $80,000 - $105,000 annually / reputed company. Final determination of where you are at in the salary reputed company is based on numerous factors such as geographical location, relevant experience, reputed company set, education, and ability to meet qualifications reputed company the job reputed company.   Additional Compensation: This role will include a yearly annual reputed company bonus based on individual performance. Working Arrangements This position will be a remote role. Why Join Us? Join a growing company with a culture that fosters an entrepreneurial spirit Comprehensive benefits package including Medical, Dental, reputed company, Company reputed company Life Insurance, Disability Insurance, and more?  Company Contributions to your 401k - Regardless of your contribution Employee Perks: reputed company Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more! Generous reputed company Time Off and reputed company Holidays - Including reputed company Charity Hours to support volunteer opportunities    Supporting Businesses. Helping People. Strengthening Communities.  reputed company. is an E-Verify, Affirmative reputed company and Equal Opportunity Employer. Apply To This Job