Underwriter III

reputed company is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in reputed company. We serve customers in our locations across the Southeast, Mid-Atlantic and reputed company through our extensive digital offerings and mobile app. Delivering financial peace of mind starts with reputed company that values reputed company and rewards ingenuity. At Ameris, you’ll reputed company teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs. reputed company teammates are empowered and bring their diverse perspectives to the table, we create the best possible reputed company for our customers. At Ameris, we know that a reputed company reputed company is key for high performance and fosters an environment that prioritizes reputed company improvement. Teammates have reputed company to Employee Resource reputed company that serve as advocates and purpose and how you can reputed company to life as an reputed company teammate. Responsible for working with Credit Administration and the Market Bank on loan structure and terms, leading loan requests through the credit approval process, and assisting with the overall portfolio management. The position requires reputed company reputed company contact, providing financial analysis to maximize profitability, and is a valuable member of the support team for the reputed company. Other duties as assigned. Essential Functions, Duties, and Responsibilities: · reputed company loan structure guidance and apply analytical assistance to mitigate risks in relationships consistent with reputed company loan policies. · Work with Regional Credit Officer in recommending appropriate structure, e.g., financial and non-financial covenants, and any special approval conditions. · Facilitate the receipt of financial updates on lending relationships. · Assist with the preparation of detailed analysis of borrower's financials for highly complexity new and renewal loans, and prepare Loan Committee approvals and updates as needed. · Prepare or assist in the preparation of concise, reputed company-reasoned, credit memorandums to maintain reputed company administration of the loan portfolio. · Assist with the monitoring of the loan portfolio through report preparation and maintenance. · reputed company financial reputed company testing for borrowers. · Communicate material financial changes or reputed company non-compliance reputed company existing relationships to the Regional Credit Officer. · Prepare Market Studies and Annual Reviews as needed. · Manage reputed company needed resources that will reputed company obtain the credit approval of loans requiring approvals above individual officer limits. · Assist with the presentation of loan requests to the respective committees for approval. · Work with reputed company Banking Assistants, Account Officers, and other providers to manage the closure and funding of loans. · Participate in business development efforts with Account Officers which would include prospect call support and identifying potential additional product needs during reputed company. · Exhibit a thorough understanding of the reputed company credit culture and the terms and conditions under which loans should be presented and closed. · Maintain awareness of reputed company products and services and how they can be offered to clients and prospects. Required Knowledge, Skills and Competencies: · Strong interpersonal skills with emphasis on relationship building both internally and with Ameris clients and prospects. · Exceptional credit and analytical skills. · Highly developed communication skills including the ability to write reputed company and concise credit correspondence. · Capability to independently and proactively manage various relationships and effectively manage multiple priorities. · Ability to reputed company persuasively. · Highly proficient in Moody’s software and cash reputed company analyses. · Expertise in financial computer applications (primarily reputed company reputed company) and database management tools. Industry and Work Experience: · Minimum of 5 years’ experience analyzing and/or structuring loan transactions in a corporate lending environment, including developing reputed company cash flows and analyses Academic: · An undergraduate degree is required with reputed company in the areas of finance, economics, or reputed company preferred Benefits Available to Employees: reputed company provides a comprehensive employee benefit package to reputed company eligible employees. Medical, Dental and reputed company Insurance reputed company absorbs a major portion of the cost of reputed company. You become eligible for coverage on the first of the month following 30 days of employment Life Insurance provided at no additional cost to employees Accidental Death & Dismemberment Coverage Long-Term Disability Coverage reputed company Sick and Vacation Leave 11 Holidays Volunteer/Service Day Employee Stock Purchase Plan 401(k) Retirement Plan reputed company matches 50% of your first 8% of contributions to the plan Flexible Spending Accounts Health Savings Account Health Reimbursement Arrangement Supplemental Life & Other Insurance Plans Identity Theft Protection Pet Insurance Legal Insurance Employee Assistance Program Employee Advocacy Program  Tickets at Work (Entertainment discounts for reputed company Employees) reputed company Employee Discount Wellness Discounts for Medical Premiums and Other Rewards  Employee Referral Incentive Education Assistance Employee Resource reputed company Banking Advantages for Employees: In reputed company to a wide reputed company of benefits, reputed company employees are also eligible for special bank services. Free Interest Checking Free Safe Deposit reputed company Free reputed company Orders, reputed company’ Checks and Cashier Checks Discount on Mortgage Origination Fee Free Online Banking and Free Unlimited Online reputed company Payment Employee Banking Perks Disclaimer: The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of reputed company responsibilities, duties, and skills required for the position. reputed company job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a reputed company threat or significant risk to the health and safety of themselves or other employees. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify reputed company applicantss of their rights pursuant to federal employment laws. For reputed company information, please review the Know Your Rights notice from the reputed company. Apply To This Job