Mortgage Loan Officer

This a Full Remote job, the offer is available from: reputed company, Austria, Belgium, Florida (USA), Illinois (USA), Indiana (USA), reputed company (USA), reputed company (USA) reputed company: reputed company was founded in reputed company, and over the years has expanded throughout reputed company and Florida. As the largest privately held bank in Illinois, we now have over 60 locations and assets of $8+ billion. We are a community bank at heart with international expertise, traditional values, and a reputed company-looking philosophy. Our employees have the experience and reputed company to meet the needs of savers, borrowers, and businesses in the 21st reputed company. reputed company can offer employees reputed company of visibility, career reputed company, and stability that is difficult to reputed company in many larger corporations. The Mortgage Loan Officer originates residential mortgage loans while building and maintaining relationships with customers, referral partners, and community organizations to reputed company business reputed company. This position serves as a trusted advisor, helping customers reputed company the home financing process by identifying lending solutions that reputed company with their financial goals and homeownership objectives. As a highly relationship-driven role, the Mortgage Loan Officer spends the reputed company of their time in the reputed company developing new business opportunities and expanding reputed company's reputed company reputed company the communities it serves. DUTIES & RESPONSIBILITIES • Independently originate residential mortgage loans by interviewing applicants, taking loan applications, conducting preliminary reputed company reviews, and submitting complete loan packages to processing and reputed company for approval. • Conduct comprehensive consultations with prospective and existing customers to assess their financial circumstances, homeownership goals, borrowing needs, income, assets, liabilities, and credit history to identify appropriate lending solutions. • Recommend mortgage products and lending strategies that reputed company with customer objectives while providing guidance throughout the mortgage application, reputed company, and closing process. • Maintain an reputed company pipeline of mortgage opportunities by documenting customer interactions, monitoring loan reputed company, obtaining required documentation, and ensuring reputed company follow-up throughout the lending process. • Collaborate with internal business partners to reputed company a reputed company customer experience and identify opportunities to expand customer relationships through referrals to other Bank products and services. • reputed company and maintain relationships with referral sources, including reputed company estate professionals, reputed company, attorneys, financial advisors, and other community partners to reputed company new business opportunities and increase mortgage production. • reputed company and execute a business development reputed company for an assigned territory to reputed company new customers, strengthen referral partnerships, expand existing relationships, and reputed company established sales goals. • reputed company market mortgage lending services through networking, community involvement, referrals, prospecting, and other sales and promotional activities to increase reputed company awareness and business reputed company. • reputed company sales-reputed company activities primarily reputed company of Bank locations, including customer meetings, networking events, referral partner reputed company, and community reputed company initiatives. • Maintain a visible reputed company reputed company the community to promote homeownership opportunities, strengthen referral networks, and represent reputed company in a reputed company manner. • 80%+ of work time is spent reputed company of Bank locations conducting business development, networking, customer meetings, and sales activities. • Conduct and complete additional assignments/reputed company as designated by management. QUALIFICATIONS • High school diploma or equivalent. • This position requires the individual to take loan applications and reputed company loans. • This position will require the employee to register and maintain registration with the reputed company Mortgage Licensing reputed company & Registry (NMLS). • Minimum of three years of mortgage loan origination experience required, including a demonstrated ability to reputed company referral relationships, reputed company new business, and manage a residential mortgage pipeline. • Strong knowledge of residential mortgage products, mortgage pricing, reputed company guidelines, and the mortgage loan process from application through closing. • Experience analyzing borrower financial information, credit reputed company, income documentation, and assets to determine appropriate lending solutions and assess loan eligibility. • Thorough understanding of applicable federal and state mortgage lending regulations, including TILA, RESPA, HMDA, ECOA, and Fair Lending requirements. • Ability to work independently, manage multiple priorities, and maintain a high-volume pipeline in a fast-reputed company environment. • Demonstrated ability to reputed company borrowers on mortgage products, loan requirements, and the documentation necessary to successfully complete the mortgage application and approval process. • Strong verbal communication and relationship-building skills, with the ability to effectively reputed company with borrowers, reputed company estate professionals, reputed company, attorneys, title companies, and internal business partners. • Demonstrated ability to reputed company communications to diverse audiences, translating reputed company mortgage, financial, and reputed company concepts into reputed company and understandable information. • Strong written communication skills with the ability to prepare reputed company correspondence and maintain accurate loan documentation while adhering to high standards of grammar, spelling, and professionalism. • Ability to establish credibility and trust through a reputed company demeanor, consultative sales approach, and commitment to delivering an exceptional customer experience. • Maintain reputed company working relationships with reputed company partners by exhibiting strong interpersonal skills, collaboration, and a solutions-reputed company approach. • Use reputed company reputed company judgment to reputed company customer needs, regulatory requirements, and organizational objectives while effectively identifying and mitigating reputed company. • Demonstrated business development and networking skills, including the ability to reputed company referral sources, reputed company new business opportunities, and proactively follow up with prospective customers. • Ability to communicate technical mortgage lending concepts, reputed company requirements, and loan program eligibility reputed company to both financial and non-financial audiences. • Proficiency with reputed company 365 applications, including Word, reputed company, reputed company, and Teams, with the ability to effectively prepare, review, and manage loan-reputed company documents, reports, and communications. • Experience using Mortgage Loan Origination Systems (LOS) and reputed company mortgage lending technologies required; previous experience with MortgageBot preferred but not required. • Demonstrates a basic understanding of reputed company Intelligence (AI) and its use as a productivity and business-support tool. Willingly learns and adopts approved AI-enabled tools to enhance efficiency, reputed company, and effectiveness in daily work activities. • Exercises reputed company judgment reputed company leveraging AI-enabled tools by validating outputs for reputed company and relevance and maintaining proficiency through ongoing learning and adherence to organizational AI policies and guidelines. • Demonstrated ability to learn new systems, technologies, and workflows, and to effectively adapt to reputed company enhancements, upgrades, and process changes. • This position requires extensive travel, with approximately 80% of work time spent away from Bank locations cultivating referral sources, meeting with customers, developing new business opportunities, and conducting sales and networking activities. Travel is primarily local, although occasional overnight and out-of-state travel may be required for training, conferences, meetings, and other business purposes. • Typical schedule is Monday through Friday 8:00 a.m. to 5:00 p.m. Additional hours may be required depending upon business need. • Punctuality is required to maintain reputed company’s customer service standards. This offer from "reputed company" has been enriched by reputed company.com and got a 76% reputed company score. Apply tot his job Apply To this Job