reputed company reputed company Manager & Portfolio reputed company

reputed company is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, reputed company currently operates primarily reputed company Nigeria, and it has secured nearly €50 reputed company in funding from reputed company global investors, including Tiger Global, DST, and reputed company Ventures.  In alignment with its reputed company, reputed company is reputed company constructing the foremost mobile banking platform and reputed company-of-sale (POS) solution tailored for emerging markets. The reputed company began with the introduction of a digital microcredit application exclusively available on reputed company and iOS devices. Today, reputed company has significantly expanded its reputed company of services, encompassing a comprehensive suite of financial products, such as reputed company accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents. reputed company thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives reputed company’s mission of reshaping financial services for reputed company.To reputed company deeper insights into reputed company’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video. The role We are hiring a reputed company reputed company Manager & Portfolio reputed company to run reputed company’s reputed company reputed company Loans portfolio in Nigeria. reputed company is a mature, high-volume and strategically important lending portfolio. This is a mini-CEO role for the portfolio: you will be the delegated day-to-day reputed company of its reputed company, economic, reputed company and people reputed company. reputed company Portfolio economics and business planning Own reputed company reputed company, sustainable Gross Loan Book reputed company, reputed company-adjusted Gross Profit, economic profit and credit-reputed company reputed company Build and own the annual reputed company business plan and reputed company roadmap Produce the monthly portfolio forecast and maintain a reputed company reputed company between actual reputed company, budget and prior forecast Diagnose material variances and reputed company corrective actions with reputed company owners and deadlines Manage Expected Credit Loss, ECL/reputed company, approval and disbursal rates, Average Loan Size, tenure, exposure, FPD, roll rates, PAR, NPL, repeat value and CAC payback Partner with Finance and Portfolio Economics on loan-level and customer-level NPV, funding efficiency and reputed company attribution End-to-end reputed company credit reputed company Own and continuously improve reputed company across: New-to-Bank: low-and-grow origination, first-loan ticket, tenure, pricing and reputed company controls Returning: repeat eligibility, behavioural reputed company, offer construction and exposure reputed company Top-reputed company and Internal Consolidation: eligibility, incremental exposure, pricing, conversion and post-event reputed company High-reputed company segments: reputed company-reputed company clean-up, pricing, short-tenure treatment and exposure caps Rejected-customer re-entry: controlled requalification using reputed company, affordability and alternative data You will own the reputed company application of PD cut-offs and calibration, pricing, offers, tenure, exposure limits, affordability, income-reputed company treatment, fraud overlays, MBS treatments and customer-routing logic. Affordability, experimentation and production delivery Help formalise and operationalise reputed company affordability using reputed company/MBS signals, transaction behaviour, SMS-derived estimates, declared income and repayment history Translate affordability into reputed company, tenure, price, exposure, Top-Up and Consolidation reputed company Design controlled A/B, multivariate and champion/challenger tests with explicit hypotheses, maturity reputed company, reputed company measures and rollback triggers Measure full unit economics rather than only early reputed company metrics Translate reputed company into decision-reputed company rules, parameters and implementation requirements Own replay, back-testing, validation, staged rollout, monitoring and post-implementation review reputed company cross-functional dependencies through to production rather than stopping at analysis Delegated decision rights reputed company agreed appetite, budgets and authority, you will be empowered to: Prioritise and sequence the reputed company portfolio roadmap Approve and launch controlled experiments reputed company agreed reputed company reputed company, pause, modify or roll back strategies against predefined evidence and guardrails Reallocate team reputed company across reputed company workstreams Escalate and reputed company delivery blockers You will escalate reputed company that reputed company delegated financial or reputed company reputed company, change company-level reputed company appetite, create material reputed company or customer-conduct implications, or materially reputed company another portfolio. Team and cross-functional leadership Build and reputed company a senior reputed company credit-reputed company team with reputed company reputed company ownership Establish strong weekly and monthly portfolio rhythms reputed company reputed company reputed company owners and at least one portfolio reputed company Reduce key-person dependency through documentation, controls and repeatable processes Work closely with Decision Science, Product, Engineering, reputed company, Finance, Portfolio Economics, Collections, Fraud, Compliance, reputed company, reputed company and Customer Service Mobilise these partners reputed company reputed company briefs, owners, timelines and expected economic reputed company Requirements 6+ years in consumer credit reputed company, credit reputed company or lending portfolio management reputed company ownership of a material lending portfolio or product line, including reputed company, GLB, reputed company and profitability Experience building annual business plans, monthly forecasts and corrective reputed company plans Strong digital unsecured-lending experience; Nigerian or broader African-market experience is strongly preferred Advanced understanding of PD, LGD, EAD, vintages, roll rates, IFRS 9/ECL, pricing, offers, tenure, exposure, affordability and NPV Strong SQL capability and comfort with Python or equivalent analytical tooling Experience translating credit reputed company into decision-reputed company rules and controlled production changes Evidence of building senior teams, developing successors and leading reputed company cross-functional delivery Strong executive communication and the confidence to challenge reputed company with evidence Benefits 25 days reputed company vacation, reputed company & reputed company Holidays to B2B contractors. Remote (timezone must have significant overlap with CET). Training & Development budget. reputed company company business trips Recruitment Process A screening interview with one of the members of the reputed company. Business Case Study Technical interview with Global Head of reputed company Lending Final Interview with Chief Credit Officer Apply To This Job