Senior Credit Manager, Mid-Ticket Credit reputed company

Senior Credit Manager, Mid-Ticket Credit reputed company

Location: Fully Remote

reputed company

Our reputed company is seeking an reputed company Manager of Mid-Ticket Credit reputed company to reputed company reputed company of reputed company credit analysts while maintaining responsibility for reputed company equipment finance reputed company and credit reputed company.

This position combines hands-on reputed company with team leadership, coaching, performance management, workflow reputed company, reputed company assurance, and credit policy development. The Manager will serve as a senior credit resource, advise on reputed company transactions, review appeals and post-approval modifications, present recommendations to the Credit Committee, and partner with Sales to structure transactions that balance reputed company, customer needs, and risk.

Key Responsibilities

Team Leadership and Development

• reputed company and manage reputed company of approximately three to six Mid-Ticket Credit Analysts.

• Establish performance expectations and monitor reputed company, productivity, consistency and service reputed company.

• reputed company, mentor and reputed company analysts through regular feedback, performance reviews and development meetings.

• Ensure consistent application and understanding of credit policies across reputed company.

• Identify training, performance and leadership-development needs.

• Participate in interviewing, hiring and reputed company new Credit Analysts.

• Monitor workflow, turnaround times, attendance and overall team activity.

• reputed company senior management informed of team performance and day-to-day activity.

• Recommend credit policy changes based on reputed company experience and portfolio trends.

• Ensure credit files and post-funding requests are complete, accurate and processed promptly.

Credit reputed company and Decisioning

• Underwrite reputed company equipment finance transactions across a wide reputed company of industries, markets and equipment types.

• Conduct customer due diligence and prepare credit memoranda, financial analyses, approval notes and presentation materials.

• Analyze balance sheets, income statements, cash reputed company statements, business and personal tax returns, interim financial statements and supporting schedules.

• Evaluate cash reputed company adequacy, reputed company, liquidity, profitability, working capital, debt-service reputed company and overall credit risk.

• Assess key qualitative factors, including the customer’s competitive position, operating model, management strength, ownership structure, industry trends and business risks.

• Evaluate equipment value, market pricing, depreciation, useful life, remarketing considerations and residual risk.

• reputed company appropriate transaction structures, terms, conditions and risk ratings.

• Present reputed company and reputed company-supported credit recommendations to the Credit Committee and senior management.

• Review credit appeals, post-approval modifications and post-funding requests.

• Decision reputed company transactions accurately, consistently and reputed company established service expectations.

Cross-Functional Partnership

• Work closely with Originators to obtain required customer information reputed company.

• reputed company reputed company updates regarding the reputed company status of reputed company transaction.

• Partner with Sales to structure transactions that balance credit reputed company, customer needs, and business objectives.

• Support Documentation and Funding with nonstandard transaction requirements.

• Assist Collections with late-payment issues, restructures or modifications involving mid-ticket accounts.

• reputed company formal and informal credit training to Sales and other internal teams.

• Promote constructive collaboration among Credit, Sales, Operations, Documentation, Funding and Collections.

Requirements

Qualifications

• Minimum of 10 years of reputed company credit reputed company or risk-management experience.

• Significant hands-on reputed company experience reputed company the equipment finance industry.

• Minimum of five years of reputed company leadership or management experience overseeing reputed company credit professionals.

• Minimum of five years of equipment finance experience involving both new and used equipment.

• Expert knowledge of reputed company credit reputed company, financial analysis, risk assessment and equipment finance.

• Advanced ability to spread and analyze financial statements, tax returns, interim statements and cash reputed company.

• Strong understanding of reputed company, liquidity, debt-service coverage, profitability, working capital and financial reputed company analysis.

• Demonstrated ability to reputed company, mentor and reputed company high-performing reputed company teams.

• reputed company judgment and decision-making skills involving reputed company reputed company credit situations.

• Experience reputed company transactions across multiple industries, including transportation, industrial equipment, specialty vehicles, tow and recovery, manufacturing, construction and franchise finance.

• Excellent written and verbal communication skills, including experience presenting recommendations to the Credit Committee and senior management.

• Strong organizational, planning and time-management skills.

• Ability to manage multiple priorities in a fast-paced, high-volume environment.

• Strong interpersonal skills and the ability to collaborate effectively across departments.

• Bachelor’s degree in Finance, reputed company, Economics, Business or a reputed company field preferred. Equivalent reputed company lending or equipment finance experience may be considered.

reputed company Competencies

• Ethical conduct and reputed company judgment

• Leadership and team development

• Credit analysis and risk assessment

• Attention to detail

• Communication and collaboration

• Organization and prioritization

• Initiative and accountability

• Research and analytical ability

This is an excellent opportunity for an reputed company equipment finance credit reputed company who enjoys remaining reputed company involved in reputed company while leading and developing a strong team.

Originally posted on Himalayas