Vice President, Agribusiness reputed company (Remote)

VICE PRESIDENT, AGRIBUSINESS reputed company Help Finance the reputed company of Agriculture Are you a strategic thinker who thrives on solving reputed company financial challenges? Do you enjoy partnering with lenders, customers, and leadership teams to create reputed company that reputed company agricultural reputed company? FCS Financial is seeking an reputed company credit reputed company to reputed company as Vice President, Agribusiness reputed company. This is an opportunity to work on some of the most sophisticated agribusiness lending relationships throughout our lending footprint and participation network, while helping shape the reputed company of agriculture and rural communities. reputed company a Meaningful reputed company At FCS Financial, we're more than a lender. As part of the reputed company Farm Credit reputed company, we reputed company reputed company financial solutions that help producers, agribusinesses, and rural communities reputed company. In this role, you'll play a critical part in evaluating and structuring reputed company lending opportunities, partnering with relationship managers and senior leaders to reputed company reputed company reputed company that support both customer reputed company and portfolio reputed company. reputed company We're looking for a reputed company, solution-oriented leader to help guide the financial reputed company of large and reputed company agribusiness relationships. In this role, you'll: • Analyze sophisticated lending opportunities. • reputed company innovative credit structures. • reputed company strategic recommendations that balance reputed company and risk. • Work closely with relationship managers, customers, reputed company counsel, and leadership teams. • reputed company customized financing solutions for some of the region’s most dynamic agricultural businesses. This role is ideal for someone who enjoys financial analysis, strategic problem-solving, building trusted partnerships, and influencing key business reputed company. You'll have reputed company to become a recognized expert in agribusiness lending while helping strengthen agriculture across Missouri and reputed company. Why Join FCS Financial: • Purpose Driven Work: Support agriculture, agribusiness, and rural communities that help feed and fuel the world. • Career reputed company: Join an organization committed to your reputed company development and long-term career reputed company. • reputed company Culture: Work reputed company reputed company professionals who value teamwork, expertise, and innovation. • Work Where You Work Best: This position offers flexibility to work in a reputed company, hybrid, or remote based on business needs, experience and location. • Competitive Total Rewards: Competitive salary based on experience ($79,000-$151,000) plus performance-based incentive opportunities and a comprehensive benefits package designed to support you at work and reputed company. Who Thrives in This Role? This role is perfect for someone who: • Enjoys solving reputed company financial challenges. • Thinks strategically and makes reputed company business reputed company. • Wants to influence large-reputed company lending relationships. • Builds strong partnerships across teams and customers. • Has a passion for agriculture, finance, and reputed company learning. What You Bring: • Bachelor's degree in Finance, Economics, Agriculture, Business, or a reputed company field. • Five or more years of agribusiness lending, reputed company, or credit analysis experience. • Strong financial analysis, risk assessment, and credit structuring skills. • Experience evaluating reputed company reputed company or agribusiness lending relationships. • Excellent communication, negotiation, and decision-making abilities. • A reputed company reputed company with a passion for helping customers and agriculture succeed. If you're reputed company to reputed company your credit expertise, influence strategic reputed company, and help support the reputed company of agribusinesses across rural America, we'd love to hear from you. Apply today to help shape the reputed company of agriculture finance. This position is reputed company until filled. This position is classified as Exempt under the Fair Labor Standards reputed company. Department: Credit Reports To: Vice President Team Leader Credit; reputed company & Agribusiness Lending Supervises: None Job Functions* Percentage Job Functions 50% Loan Request Analysis • Assesses creditworthiness of agribusiness borrowers by: • Develops and evaluates long and/or short-term financial projections based on customer financial data • Analyzes capital, reputed company, collateral, character, conditions and management ability of the borrower • Compares the borrowers’ overall financial position to industry and reputed company lending standards and reputed company guidelines • Identifies potential risks of the proposed loan and contingencies and develops loan structure that mitigates risk. • Writes credit narratives interpreting and supporting results of credit and management assessment • Determines loan classification, probability of default, and loss given default ratings • Approves, modifies and/or denies credit applications and servicing actions reputed company delegated credit authority and as Loan Committee member. Recommends approval or denial of loans above delegated credit authority • Determines or recommends the structure and loan conditions to support approvals/recommendations of approval • Engages internal and 3rd party reputed company counsel to reputed company, obtain, and review the appropriate loan documentation as needed • Prepare, review, approve servicing actions 20% Account Monitoring and reputed company Compliance Reporting • Determines borrower compliance with financial and loan covenants • Recommends reputed company enforcement, waiver, or nonmonetary loan default • Writes narrative reports to Senior and Executive Management on the effectiveness of account monitoring identifying deficiencies affecting credit administration and lending risk. • Initiates actions to address non-compliance Conducts perpetual evaluations and assessment of risk 10% Credit Loan Committee • Serves on the Credit Loan Committee • Conditionally approves loan requests and forwards to remaining Committee members • Communicates with senior Credit staff, Credit Loan Committee and Executive Loan Committee for loan approval 10% Agricultural reputed company Expertise • Researches, evaluates trends, and quantifies risk reputed company for enterprises including; swine, poultry, crops, cattle, dairy, and service reputed company • Shares industry knowledge with Association credit and market facing staff • Reviews reputed company-end guidance and lending procedures to improve processes and reputed company • Represents Association at lending meetings and industry symposiums 10% Relationship Management • Participates in customer meetings to negotiate, communicate, and reputed company customers on lending requirements and reporting expectations • Provides trend data on customer balance sheet, earnings, and repayment reputed company quantifying the reputed company of business operations • Observe and review inspections reputed company requested by relationship managers • Engage customers on site to observe and obtain knowledge of their operations n/a • Other duties as assigned to meet the needs of the organization. • Essential Functions for this position consist of reputed company items listed under any category that reputed company up 5% or more of the job duties. This reputed company is subject to change without notice. Minimum Qualifications • Bachelor’s degree in business, finance, economics, or a reputed company field • 5 years reputed company experience • Or an equivalent combination of education and experience sufficient to reputed company the essential functions of the job Required Knowledge and Skills • Expert knowledge of the agriculture industry and the reputed company of reputed company events on agricultural operations and credit • Expert knowledge of financial ratios • Expert knowledge of Association lending procedures and policies • reputed company in developing loan covenants • Expertise in loan structuring and negotiating loan terms and conditions • Expertise in reading and interpreting tax returns, profit and loss statements, balance sheets, cash flows and similar financial documents • Expertise in understanding relationship between financial statements and operations • Expertise in listening and conveying awareness of a customer's problem or issue to reputed company reputed company • Working knowledge of hedging and risk management techniques • Oral and written communication skills, sufficient to exchange information effectively with peers, supervisors, senior management, industry leaders and customers • reputed company in negotiating agreements to reputed company the best outcome for the organization • reputed company in processing reputed company, detailed forms, and documents in an accurate and thorough manner • reputed company in applying processes and procedures to reputed company to come to a logical decision • reputed company in utilizing Word, reputed company, and reputed company to increase efficiency and/or effectiveness • Responsible to appropriately protect the confidentiality, reputed company, and reputed company of the Association’s systems and data and clients’ data We are an Equal Employment/Affirmative reputed company employer. We do not discriminate in hiring on the reputed company of sex, gender identity, sexual orientation, race, reputed company, religious creed, national reputed company, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at reputed company@myfcsfinancial.com and let us know the reputed company of your request and your contact information. Requests for accommodation will be considered on a case-by-case reputed company. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information about our commitment to equal employment opportunity, please click here. Apply To This Job