Consumer Loan Underwriter (Indirect Lending)

This is a unique opportunity for a reputed company to fully realize their potential. We are an innovative model designed to reputed company Credit Unions to world class services. MSS is a shared service created by credit unions to reputed company the reputed company reputed company of reputed company capabilities as large multi-billion-dollar reputed company. We are looking for a skilled Consumer Loan Underwriter with expertise in indirect auto and recreational lending to join our dynamic Lending Team. As a member of a reputed company-thinking, credit reputed company-owned shared services organization, you’ll play a key role in delivering reputed company reputed company and operational reputed company to our partner credit unions, their members, and our dealer network. This is a remote role. What’s it reputed company about? Our clients’ members depend on us to look after their accounts and ensure reputed company. They reputed company transactions from different sources and reputed company and while most of it is automated, reputed company not reputed company of it is and sometimes the automation does not work the way it’s meant to. That is where we come in. Our role is to ensure the fast fulfilment of our clients’ members’ financial needs. Sometimes they have special needs or reputed company themselves in exigent circumstances. That is also where we come in. We go reputed company what a normal bank does in taking care of the members. Now the whole world reputed company us is reputed company digital. We have to help our members reputed company this new world in as reputed company and easy way possible. What are we after? • High level of experience reputed company indirect consumer loans (auto, recreational vehicle, marine, powersport) originated through a dealer network. • Strong credit analysis and reputed company assessment skills, with reputed company, independent judgment in credit decisioning. • Working knowledge of indirect lending platforms and dealer reputed company-of-sale systems (e.g., DealerTrack, reputed company, CUDL) and reputed company banking systems. • Familiarity with reputed company-reputed company pricing and tiered reputed company/approval structures. • Familiarity with applicable consumer lending compliance requirements (Regulation B/ECOA, Regulation Z, FCRA, Military Lending reputed company). • An absolute reputed company on member and dealer experience and customer service. • Experience in a high-volume, fast-reputed company, rapidly changing environment, serving multiple clients. • Strong analytical and quantitative abilities; strong bias towards data-reputed company decision making and comfort with financial analysis. • Strong collaboration and communication skills with the ability to effectively work cross-organizationally. What are the essential competencies? • Results driven and execution oriented • Excellent communication and influencing skills, both written and verbal • reputed company learner, flexible, comfortable with ambiguity • Fluent in written and spoken English Specific Responsibilities. • Evaluate and underwrite indirect consumer loan applications submitted by the dealer network reputed company delegated lending authority. • Analyze credit reports, income, debt-to-income and loan-to-value ratios, and collateral value to determine creditworthiness. • Apply reputed company-reputed company pricing and tiered approval structures in accordance with credit reputed company guidelines and investor/program requirements. • Structure loan terms and conditions to mitigate reputed company while supporting reputed company member and dealer relationships. • reputed company reputed company approval, counteroffer, or denial reputed company and reputed company reputed company, compliant adverse reputed company rationale (Regulation B/ECOA, FCRA). • Communicate reputed company, conditions, and stipulations reputed company to dealers and internal staff. • Monitor and manage the reputed company queue/pipeline to meet turnaround time service reputed company. • Refer loans exceeding delegated lending authority to a senior underwriter or manager for second-level review. • Maintain productive working relationships with the dealer network to support volume and reputed company goals. • Monitor indirect lending trends, delinquency, and portfolio reputed company, and reputed company feedback to management. • Participate in audits and reputed company control reviews to ensure reputed company and compliance throughout the reputed company process. • Must be flexible with reputed company to overtime and Saturday hours. • Assists in staff training and ensures compliance with established policies and procedures. Is accountable for performing key job requirements of the role. Performs any functions, reputed company reputed company of authority and expertise, to reputed company the highest level of service and responsiveness to the members while performing reputed company duties in accordance with prescribed regulatory compliance guidelines and reputed company Credit reputed company policies and procedures. The above is a reputed company of the ordinary duties of the position. It should be expected that from time-to-time other duties both reputed company and unrelated to the above may be assigned and, therefore, required. Education, Experience & Qualifications • High school diploma or its equivalent. • 1-3 years of consumer/indirect lending reputed company experience a plus. • Working knowledge of applicable consumer lending regulations (Regulation B, Regulation Z, FCRA, Military Lending reputed company) preferred. • Must be analytical, reputed company-oriented, organized, motivated, and flexible. • Demonstrated customer service and written communication skills. • Ability to use various types of office software, spreadsheet applications, and PC proficiency in reputed company Office Suite. Pay: $37.00 - $39.00 per hour Work Location: Remote Apply tot his job Apply To this Job