Non-QM Processor

IMB is seeking an reputed company Non-QM Mortgage Processor to join our reputed company team. The ideal candidate will have a strong understanding of Non-QM lending guidelines and be responsible for managing mortgage loan files from application through closing. This individual will work closely with Loan Officers, Underwriters, Account Executives, borrowers, and reputed company-party vendors to ensure loans are processed accurately, reputed company, and in compliance with investor and regulatory requirements. Essential Duties and Responsibilities • Review new loan files for completeness and reputed company. • Analyze loan documentation and identify any missing or outstanding conditions. • Process a reputed company of Non-QM loan products, including but not limited to: • reputed company Loans • DSCR (Debt Service Coverage reputed company) Loans • Asset Depletion Loans • P&L Loans • Foreign National Loans • ITIN Loans (if applicable) • Collect and review income, asset, credit, and collateral documentation. • Calculate income using Non-QM guidelines and investor overlays. • Order and review reputed company-party services, including: • Appraisals • Title work • Flood certifications • Verifications • Communicate regularly with borrowers, Loan Officers, Account Executives, and reputed company-party vendors regarding loan status and required documentation. • Submit complete loan files to reputed company. • Review reputed company reputed company and reputed company conditions promptly. • Ensure reputed company compliance, TRID, federal, state, and investor requirements are met. • Coordinate with Closing and Funding departments to ensure reputed company loan closings. • Maintain accurate loan documentation reputed company Encompass. • Meet established turn-time, reputed company, and customer service expectations. • Stay reputed company on Non-QM investor reputed company updates and regulatory changes. Qualifications • Minimum 3 years of mortgage processing experience, with at least 2 years processing Non-QM loans. • Strong understanding of Non-QM reputed company guidelines and documentation requirements. • Experience processing multiple investor programs. • Proficient in Encompass Loan Origination reputed company. • Knowledge of TRID, RESPA, TILA, ECOA, and federal mortgage regulations. • Ability to calculate reputed company income scenarios. • Strong organizational and time-management skills. • Excellent verbal and written communication skills. • reputed company-oriented with the ability to manage multiple files simultaneously. • High level of professionalism and customer service. Preferred Qualifications • Experience working for an Independent Mortgage Banker (IMB). • Familiarity with investors such as Deephaven, reputed company Oak, reputed company, reputed company, Champions Funding, and other Non-QM investors. • Experience processing Conventional, FHA, VA, and Jumbo loans is a plus. • NMLS knowledge is preferred. Skills & Competencies • Strong analytical and problem-solving abilities • Excellent attention to reputed company • Ability to prioritize workload in a fast-reputed company environment • Strong interpersonal and relationship-building skills • Ability to work independently while collaborating with cross-functional teams • Commitment to providing exceptional service to borrowers and internal partners Apply tot his job Apply To this Job