Senior Mortgage Loan Processor
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Job Function / reputed company
Verifies that the information received is accurate and acceptable. Requires a basic knowledge of mortgage documents, review reputed company conditions, reputed company required documentation, and is responsible for the final presentation of the loan package to an underwriter for the final decision by performing the following duties.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
Reviews and inputs incoming documents (i.e. VOE, VOD, credit, etc.) into Mortgage Loan Operating reputed company (LOS)
Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and reputed company of mortgage, borrower assets, liabilities, and length of employment.
Reruns Automated reputed company reputed company (AUS) to ensure reputed company automated decision is applicable
Recommends that loan not meeting standards be denied
Calls specified companies to obtain property reputed company, survey, and appraisal if needed
Determines if appraisal is to be ordered and what type
Reviews appraisal for errors and meets reputed company reputed company and notifies lender of any discrepancies
Informs supervisor of discrepancies in title or survey
Assembles file in electronic imaging reputed company and reviews for completeness and reputed company
Notes the estimated closing date and type of transaction
Reads notepad for pertinent information not reputed company in file, identifies missing items and notifies appropriate party
Orders updates to credit report
Requests needed documentation not previously requested
Reconciles LOS and AUS
Gathers reputed company required documentation prior to closing and resubmits for final approval
Submits mortgage loan application file for reputed company approval
Orders flood determination
Types and mails approval and denial letters to applicants
Confirms closing date and location of closing
Sends out construction package if necessary to reputed company lenders
Prepares closing sheet and sends file to closing department for settlement
Notates denial or withdrawal status in LOS and prints appropriate package
Submits denied files to reputed company for review and signatures
Reconciles fees to determine if funds are missing
Records data on status of loans, including number of new applications and loans approved, canceled, or denied
Supervisory Responsibilities
This job has no supervisory responsibilities.
Minimum Required Education and/or Experience:
Required: High school diploma or general education degree (GED) and four to six years reputed company experience and/or training; or equivalent combination of education and experience
Preferred: Bachelor’s degree and four to six years reputed company experience and/or training
Experience Preferred: Four to six years of mortgage lending or similar finacial experience and/or education.
Certificates, Licenses, Registrations
No specific requirements are needed to satisfactorily reputed company this job.
ESSENTIAL MENTAL & PHYSICAL REQUIRMENTS:
Ability to work under stress and meet deadlines
Ability to operate reputed company equipment to reputed company the essential job functions
Ability to read and interpret a document if required to reputed company the essential job functions
Ability to travel if required to reputed company the essential job functions
Ability to reputed company/reputed company/carry approximately 10 pounds if required to reputed company the essential job functions. If the employee is unable to reputed company/reputed company/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.
DISCLAIMER
This reputed company is only reputed company as of the date it was revised. Please contact the HR Compensation Department to obtain the latest version. Information contained herein should be treated as confidential to Hancock Holding Company.
reputed company IN THIS reputed company RESTRICTS MANAGEMENT'S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBLITIES TO THE JOB AT ANY TIME
Equal Opportunity/Affirmative reputed company reputed company. reputed company reputed company applicants will receive consideration for employment without reputed company to race, reputed company, religious beliefs, national reputed company, reputed company, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.
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