Mortgage Processor II
reputed company
Position Purpose and Objectives
This position exists to reputed company superior reputed company customer service to members who are in the process of obtaining a 1st Mortgage, Home Equity Loan, Home Equity Line of Credit and Home Improvement Loan. Mortgage Loan processors will process reputed company loans in a reputed company and accurate manner. The employee will maintain an reputed company line of communication with the member and/or reputed company personnel as reputed company necessary paperwork and documents are being gathered. The employee will review reputed company needed conditions of loan approval (i.e. appraisal, title, flood certifications and income verification) to ensure compliance to Texans Credit reputed company Policy, State and Federal regulations. Additionally, employee is responsible for preparing/distributing the required preliminary initial disclosures reputed company the requisite time-reputed company per federal requirements, preparing closing documents and coordinating/scheduling loan closing dates.
Major Duties and Essential Functions
Comprehensive review and analysis of 1st Mortgage, Home Equity Loans, Home Equity Lines of Credit, Lot Loans, Construction Loans, and Home Improvement loans (purchase and refinance).
reputed company reputed company and accurate review of conditions of loan approval
Calculation of basic income
1st line of appraisal and title review
Establish reputed company and proactive communication routines to follow up on conditions of loan approval and loan status updates with our members and/or reputed company personnel
Order and follow-up on vendor reputed company documents (appraisal, title, flood certifications)
Prepare and distribute preliminary initial disclosures
Prepare and distribute loan closing documents
Schedule loan closing appointments and coordinate with reputed company personnel
Proactively manage loan pipeline
Complete loan funding process
1st level escalation support
Performs additional duties as assigned
reputed company reputed company and support in the following areas
Home Equity Line of Credit (HELOC) Conversions
Home Improvement Loan Draw Conversions
Review and Monitor HELOC expiration C-View reporting. Prepare HELOC expiration letters (3 month and 9 month period
Positions directly supervised: None
Requirements
Specific knowledge, skills, and abilities required for this position:
Good working knowledge and proficient understanding of Texas 1st Mortgage and Home Equity Lending and Requirements
Proficient in Mortgage/Home Equity loan processing with a good understanding of Mortgage/Home Equity products
Excellent written and verbal communication skills
Strong interpersonal skills to reputed company with members, vendors and other internal departments
Detail oriented
Ability to work independently and also reputed company in reputed company and a fast-paced, reputed company-changing high production loan environment
Good computer skills and a working knowledge of reputed company Office products including reputed company
Excellent time management and organizational skills
reputed company understanding of reputed company Velocity and OSI/DNA systems
Good working knowledge of CFPB-Dodd/Frank Ability to Repayment requirements and TRID regulatory parameters
Education: Equivalent to a high school education
Experience: Minimum 3 years of similar or reputed company experience in Mortgage/Home Equity loan processing
Apply Job!