[Remote] Payments Regulatory Counsel, US

Note: The job is a remote job and is open to candidates in USA. Block is a company focused on economic empowerment, seeking an experienced U.S. Payments Regulatory Counsel to shape the future of money. The role involves providing legal and regulatory advice on payments and financial services, collaborating with various teams to ensure compliance while fostering innovation. Responsibilities • Provide legal and regulatory advice on payments and financial-services products and features, including merchant payments and money transmission services such as stored valued and peer-to-peer transfers • Interpret and apply U.S. regulatory regimes and frameworks relevant to payments, such as: • Money-transmission / MSB licensing; state and federal oversight • Card-network rules and acquirer/issuer relationships • NACHA / ACH rules (same-day, push payments, RTP, etc.) • Bank Secrecy Act (BSA), AML/KYC, OFAC / sanctions compliance • Consumer-payments regulation (e.g., EFTA/Reg E, UDAAP/UDAP) • Funds-settlement, interchange, digital wallets, payout services • Collaborate with government-relations / public-policy teams to review proposed state and federal legislation/regulation, provide internal commentary, draft comment letters, and engage with industry bodies and trade associations • Support product teams and product counsel on how to launch and scale offerings in a compliant and innovative way Skills • JD degree and membership in good standing with at least one state bar • 5+ years of experience advising on financial regulatory matters; in-house payments experience preferred • Deep knowledge of payments laws, including money transmission regulations, with a working knowledge of the Bank Secrecy Act • Comfort working at the intersection of law/regulation, product, and technology • A business-minded lawyer who can spot risk but also propose solutions • Clear communicator who can explain both complex regulatory requirements and expectations to business partners and engineers, as well as Block's products to regulators and auditors Benefits • Remote work • Medical insurance • Flexible time off • Retirement savings plans • Modern family planning Company Overview • Block is one company built from many blocks, all united by the same purpose of economic empowerment. It was founded in 1990, and is headquartered in Oakland, California, US, with a workforce of 10001+ employees. Its website is https://block.xyz/. Company H1B Sponsorship • Block has a track record of offering H1B sponsorships, with 257 in 2025, 253 in 2024, 260 in 2023, 297 in 2022. Please note that this does not guarantee sponsorship for this specific role. Apply tot his job Apply To this Job