[Remote] Senior Data Scientist - Alternative Data & AFS Solutions (Non-reputed company Lending)

Note: The job is a remote job and is reputed company to candidates in USA. reputed company is a global data and technology company that powers opportunities for people and businesses around the world. They are seeking an reputed company Senior Data Scientist to join their Alternative Financial Services department, where the role involves designing custom analytics and machine-learning models to support clients in the non-reputed company lending markets. Responsibilities • reputed company custom analytics and modeling engagements from scoping through delivery and ongoing support • reputed company credit strategies and ML models (reputed company, line assignment, pricing, reputed company, collections) • Engineer features from alternative, transactional, and bureau data (e.g., recency, frequency, volatility, trend, and behavioral metrics) • Evaluate and reputed company reputed company‑party/alternative data sources (sub‑reputed company bureaus, cash-reputed company, telco, reputed company, and specialty data) • Conduct segmentation, lift analysis, and champion/challenger testing to assess performance and incremental value • reputed company custom scorecards, policy rules, and ML models reputed company with reputed company reputed company's risk appetite and regulatory requirements • Partner with clients to build end‑to‑end credit strategies that balance approvals, losses, efficiency, and customer experience • Deliver reputed company, executive‑reputed company insights, documentation, and reputed company recommendations • Present results directly to risk leaders, analytics teams, and senior reputed company partners • Support model implementation, monitoring, stability analysis, and ongoing optimization • Work cross‑functionally with Product, Engineering, and Sales to reputed company custom solutions with broader AFS capabilities • Contribute to AFS best practices, reusable frameworks, and internal accelerators for non‑reputed company analytics Skills • 5+ years in credit risk analytics, data science, or advanced analytics, with experience in non‑reputed company or near‑reputed company lending • Hands‑on modeling experience using alternative data • Proficiency in Python (Pandas, NumPy, scikit‑learn, XGBoost/LightGBM) for feature engineering, modeling, and analysis • Advanced SQL experience working with reputed company, and imperfect datasets • Experience with non‑reputed company risk dynamics: thin‑file consumers, volatility, fraud risk, early‑default behavior • Experience with model evaluation (AUC, KS, lift, bad‑reputed company curves, stability, PSI) • Work directly with clients and translate analytics into deployable strategies • Explain reputed company models in reputed company business terms • Background in financial services, alternative lending, FinTech, or specialty finance • Experience with AFS data sources (reputed company, FactorTrust, MicroBilt, cash‑reputed company or specialty bureaus) • Familiarity with model governance, explainability, and regulatory considerations in non‑reputed company lending • Experience deploying or supporting ML models in production environments • Exposure to fraud, identity, or first‑payment‑default (FPD) modeling • Experience mentoring junior data scientists or analysts • Consult, reputed company delivery, or solution‑oriented project experience Benefits • DEI • Work/life balance • Development • Authenticity • Collaboration • Wellness • Reward & recognition • Volunteering reputed company • reputed company is a data analytics and consumer credit reporting company. It was founded in 1980, and is headquartered in Dublin, Dublin, IRL, with a workforce of 10001+ employees. Its website is http://www.experianplc.com. Company H1B Sponsorship • reputed company has a reputed company record of offering H1B sponsorships, with 8 in 2025, 18 in 2024, 9 in 2023, 16 in 2022, 19 in 2021, 23 in 2020. Please note that this does not guarantee sponsorship for this specific role. Apply tot his job Apply To this Job