Insurance Product Analyst (Junior)

Cover Genius is a Series E Insurtech that protects global customers of major digital companies. The Insurance Product Analyst (Junior) will support the development and management of insurance products, focusing on market data analysis and product lifecycle optimization.

Responsibilities

• Own market and competitor benchmarking to identify and present new product opportunities that align with our strategic growth objectives
• Develop and prepare comprehensive business cases, product proposals, and regulatory filings to support the launch and revision of profitable products
• Input Insurance Policy Documentation into internal tools and develop and maintain product documentation
• Extract, clean, and analyze large datasets related to policy data, claims experience, and customer demographics to deliver actionable insights that drive product performance
• Build and maintain detailed reports and dashboards to track key product KPIs (e.g., loss ratios, customer uptake, profitability)
• Submit Underwriters Bordeaux and support data reconciliations, ensuring data integrity for financial reporting
• Collaborate with Compliance and Legal teams to review and file product-related documents
• Support preparation of Quarterly Business Reviews with underwriting partners
• Review and respond to requests of underwriters about finance reconciliation, billing topics, etc
• Coordinate and organise audit documents
• Provide practical support and assistance across various projects involving the insurance team

Skills

• Bachelor's degree in Business, Finance, Economics, Mathematics, Statistics, or a related quantitative field
• 1+ years of experience (internships or co-op programs count) in the financial services or insurance industry. Recent graduates are strongly encouraged to apply
• Technical Proficiency in Microsoft Excel (e.g., pivot tables, VLOOKUPs, visualizations, etc,...) and SQL or statistical software (R, Python, SAS)
• Analytical Thinking: Eagerness to interpret basic data sets and identify trends; demonstrating strong problem-solving potential
• Industry Knowledge: Basic familiarity with insurance concepts, product lines (e.g., P&C, Life, Health), and the product development process is a benefit
• Communication: Excellent verbal and written communication skills, with the ability to clearly articulate findings

Benefits

• Flexible Work Environment
• Employee Stock Options
• Work with like-minded people who are passionate about both the work we're doing and giving back.
• Social Initiatives

Company Overview