ABS Consumer - Analyst / Senior Analyst (NY / Chicago)

Kroll Bond Rating Agency, LLC (KBRA) is seeking a Credit Analyst / Senior Analyst for their ABS - Consumer team in New York or Chicago. The role involves transaction analysis, credit submissions preparation, and ongoing surveillance on outstanding transactions within the ABS sector.

Responsibilities

• Perform transaction analysis including originator/servicer evaluation, loan pool analysis, modeling and analysis of bond structure, and review of legal structure and documentation
• Help to prepare credit submissions and present transactions to rating committee
• Write and prepare individual transaction reports for publication
• Attend and participate in issuer due diligence
• Perform ongoing surveillance on outstanding transactions: monitor performance, run cash flow analysis, create surveillance reports, present to surveillance committees and update ratings as appropriate
• Assist in the publication of market commentaries and industry-related topics
• Willingness to travel as needed

Skills

• B.A. / B.S. degree is required
• A strong interest or up to 2 years' experience for Analyst, and 2+ years for Senior Analyst in performing credit analysis in the ABS sector within a rating agency, buy-side, credit research, banking or similar role
• Strong oral and written communications skills
• Transaction analysis including originator/servicer evaluation, loan pool analysis, modeling and analysis of bond structure, and review of legal structure and documentation
• Strong Excel and Intex skills
• Ability to take initiative and work independently, as well as work closely with team members in a collaborative environment
• Knowledge in auto loans, consumer loans, solar loans, home improvement loans, credit card receivables, small business loans preferred
• Familiarity with Generative AI tools such as ChatGPT for research, data insights, and general productivity is a plus

Benefits

• A hybrid work schedule (Tuesday, Wednesday, Thursday in the office)
• Competitive benefits and paid time off
• Paid family and disability leave
• 401(k) plan, including employer match (100% vested)
• Educational and professional development financial assistance
• Employee referral bonus program

Company Overview

Company H1B Sponsorship