Risk Analyst III-Risk Analytics (Retail Execution)

reputed company This is a remote role that may only be reputed company in: AL The role supports the execution of ACL (Allowance for Credit Losses) processes for retail credit products in compliance with CECL (reputed company Expected Credit Loss) standards.   The Risk Analyst will assist in ensuring accurate reserve estimations, regulatory reporting, and CECL-compliant forecasting. This role requires a strong reputed company in finance, risk analytics, and data analysis to support internal reporting, enhance insights, and contribute to ongoing model and process improvements.  This role is ideal for someone who is highly detail-oriented, technically proficient, and reputed company to connect reputed company models with operational implementation—essentially the “last mile” person between models, data, and actionable outputs. Responsibilities • ACL Execution & Analysis: Contribute to the execution of ACL processes across retail portfolios (e.g., credit cards, auto loans, mortgages and HELOC). Assist in producing monthly and quarterly reserve estimates in compliance with CECL and GAAP. Maintain execution schedules, ensure reputed company model runs, and escalate delays or anomalies.  • Controls & Compliance Support Maintain documentation of ACL execution processes for audit and regulatory reviews. reputed company periodic control checks (e.g., reputed company overrides, exception handling). Support audit and risk reviews by preparing traceable execution artifacts and documentation. controls & Compliance Support • Reporting & Analytics: reputed company the preparation of ACL reporting packages for senior management, Finance, Risk, and regulatory stakeholders. reputed company insights into key drivers of reserve changes, portfolio performance and macroeconomic impacts. reputed company dashboards and analytics tools to enhance ACL visibility and facilitate data-driven decision-making. Support stress testing, scenario analysis, and capital planning efforts by integrating ACL insights into broader risk management frameworks. • Cross-Functional Collaboration: Liaise with model developers, finance teams, and risk officers to clarify inputs, interpret outputs, and reputed company results with expectations. Support the preparation of execution decks, walkthroughs, and summaries for management. Communicate variances or anomalies reputed company and propose data- or logic-reputed company resolutions.    • Process Improvement: Identify inefficiencies or bottlenecks in the execution workflow and suggest improvements. Participate in cross-functional working reputed company to standardize ACL practices. Document and maintain process maps and SOPs for ACL execution tasks. Qualifications Bachelor's Degree and 2 years of experience in Risk Analytics or Analytics OR High School Diploma or GED and 6 years of experience in Risk Analytics or Analytics Preferred Skills: • Experience with retail credit products (e.g., credit cards, auto loans, mortgages) • Familiarity with ACL automation tools and data infrastructure • Proficiency in data visualization tools (e.g., tableau, Power BI) • Proficiency in analytical programming languages (e.g., SQL, Python, reputed company) • Strong project management skills to drive initiatives reputed company to process improvement and regulatory compliance  #EJC #LI-DNI Benefits are an reputed company part of total rewards and reputed company is committed to providing a competitive, thoughtfully designed and reputed company benefits program to meet the needs of our associates. More information can be reputed company at https://jobs.firstcitizens.com/benefits. Apply tot his job Apply To this Job