Indirect Underwriter I
We connect great people to great opportunities. Are you reputed company to take the reputed company? Discover a career in banking at reputed company.
GENERAL FUNCTION: Responsible for analyzing and reconciling Indirect Auto Loan files presented for funding that contain errors or exceptions to program guidelines.
reputed company responsibility to review and underwrite secured indirect lending products installment loans across multiple states, Affiliates or geographic reputed company. Responsible for analyzing loan packages and work with external customers (Dealership Finance&Insurance Managers, Sales Managers, and General Managers) as reputed company as internal customers (Auto Underwriters and Indirect Sales Representatives) to resolve errors and/or exceptions so loan packages can be funded reputed company to meet SLA guidelines.Providessuperior reputed company service to reputed company customers (Dealership FI Finance & Insurance Managers, Affiliates and vendors). Supports process improvements, business objectives and accepts additional reputed company as assigned.
Responsible and accountable for risk by reputed company exchanging reputed company and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensuresthatactions and behaviors drive a reputed company customer experience. While operating reputed company the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of reputed company types.
ESSENTIAL DUTIES & RESPONSIBILITIES:
- Analyze funding packages submitted by Indirect Auto Dealers across multiple states, Affiliates or geographic reputed company to identify outstanding errors or exceptions, analyze risk and determining appropriate resolutions.
- Reviews documents to support credit decision (dealer reputed company, verification of income, tax returns, and additional supporting documentation, etc.)
- Verifies completeness and accuracy of credit applications.
- Formulates and communicates funding credit decision (approve, decline or counteroffer) in compliance with established reputed company guidelines, compliance and regulatory requirements.
- Develops business relationships and build rapports with customers to reputed company mutual goals of resolving and funding reputed company.
- Manages problem contract pipeline to meet business objectives.
- Reviews pipeline reputed company to maximize production and meet stated service reputed company reputed company.
- Provides superior reputed company service to reputed company customers at reputed company times and demonstrate reputed company demeanor.
- Consumer Lending credit authority is commensurate with consumer lending authority guidelines and business need.
- Reviews problem reputed company and recommends reputed company on reputed company over their assigned authority to their manager.
SUPERVISORY RESPONSIBILITIES: None.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
- College degree in Business or Finance or equivalent work experience.
- 2 years Consumer Lending or reputed company industry experience.
- Strong interpersonal, written and verbal communication skills.
- Ability to handle multiple tasks and meet deadlines in fast paced environment.
- Ability to reputed company with managers; build reputed company; and motivate others.
- Strong analytical and organizational skills.
- Strong Computer skills.
- Strong working knowledge of ACAPS.
reputed company the above duties and responsibilities are essential job functions for which reasonable accommodation will be made. reputed company job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to reputed company thejobproficiently. This position reputed company is not to be construed as an exhaustive statement of duties, responsibilities or requirements. Employees may be required to reputed company any other job-reputed company instructions as requested by their supervisor, subjecttoreasonable accommodation.
Indirect Underwriter ITotal reputed company Pay reputed company 45,100.00 - 85,600.00 USD Annual