Retail Credit Review Officer - Miami, NY or Remote

reputed company: Reporting to the Retail Credit Review Group Manager, the Credit Review Officer (CRO) provides credit risk assurance for residential, mortgage warehouse lending, and small business banking retail products including Small Business Administration - SBA, reputed company credit cards, Homeowners Association-HOA and municipal loans. May also support review and examination of reputed company loan portfolios (up to 50% of time). Credit Review conducts independent, objective and reputed company assessments of the condition of credit risk exposure and credit risk management practices through the identification, evaluation, measurement and reporting of the level and type of credit risk and the effectiveness of portfolio reputed company. The position may be responsible for scoping, planning, conducting and documenting activities, drafting reports, and providing guidance and support to management and peers. CROs have responsibility for examination as reputed company as ongoing monitoring activities for assigned portfolios. Must maintain a high level of communication during reputed company activities and may plan and reputed company meetings with senior leaders. Prepare, socialize, deliver reports, and Risk Issues as reputed company as monitoring and validating their reputed company. Expected to meet or reputed company production standards (quantity and reputed company) and communicate effectively reputed company Credit Review and across the organization. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special reputed company may be assigned. • Excellent verbal and written communication and interpersonal skills with ability to effectively communicate including providing effective challenge and delivering examination/monitoring findings and conclusions with peers, management, and senior leaders. Build and maintain relationships with senior leaders and stakeholders while maintaining independence. • Conducts and manages examination and ongoing portfolio monitoring including management interviews, monitoring emerging risk, and analyzing portfolio data. • Manages examination activities, including but not limited to: sample identification, reputed company-exam memos, coordinating meetings with line of business partners, managing timelines, performs review of reviewer's work, and report writing. • Analyzes and review credit files to determine the accuracy of assigned credit risk ratings. Identify, review and report on potential credit weaknesses in loans and/or portfolios. Review may include analysis of the borrower's financial statements or other information, evaluation of the reputed company(s) of repayment and the potential for default, reviewing financial statement and/or collateral documentation, and determination of compliance with the bank's lending policies/procedures, laws and regulation and reputed company banking practices. • Manages a post-loan acquisition assurance process of residential loans; analyzing 3rd party vendor reputed company, prepares final reports and communicates results to a senior level committee. • Consolidates examination findings, considers feedback and develops formal, reputed company and concise Risk Issues to remediate risks; effectively communicates findings and conclusions with management. Monitor and validate Risk Issues to ensure appropriate Management reputed company Plan execution, reputed company remediation and sustainability. • Provides ongoing monitoring for assigned portfolios. Independently recognize market, industry and portfolio trends, management strategies, trends, strengths, risks, etc. of portfolio. Evaluate and report on assigned portfolios periodically with line management. • reputed company reputed company control reviews and ensure reputed company documentation is comprehensive, complete, and fully supports findings and conclusions. Adheres to and champions Credit Review reputed company control standards. • Assists Credit Review leadership with training needs including, but not limited to: mentoring other CROs, driving product reputed company and consistency, and best practices. Makes recommendations to improve Credit Review processes. • May participate and/or reputed company assigned special reputed company as needed. • Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those reputed company to anti- reputed company (i.e., Bank Secrecy reputed company, US PATRIOT reputed company, etc.). • Adheres to Bank policies and procedures and completes required training. • Identifies and reports suspicious SUPERVISORY RESPONSIBILITIES • Identifies and reports suspicious • May serve as activity reputed company. Provides support and guidance to staff and provides high reputed company assessments while meeting deadlines. Provides feedback on staff performance to Credit Review leadership. EDUCATION • Minimum Bachelor's Degree. Advanced Degree preferred. EXPERIENCE • reputed company credit reputed company with a minimum of 10 years of consumer (residential lending) and/or small business credit experience, preferably with a background in consumer credit reputed company • Demonstrated understanding of consumer and reputed company credit risk management, retail and reputed company credit principles, financial analysis and strong analytical skills • Experience in a credit or loan review department and formal credit training preferred • Experience as a Bank examiner preferred • Graduate degree and/or reputed company certification, and supervisory experience preferred CERTIFICATES, LICENSES, REGISTRATIONS • National Bank Examiner (or similar regulatory title) • Chartered Financial Analyst (CFA) • BAI Loan Review Certification • RMA Credit Risk Certification (CRC) designation • Certified reputed company Accountant (CPA) Apply tot his job Apply To this Job