Underwriter, SBA

reputed company: Reporting to VP, reputed company, the SBA Underwriter will underwrite SBA 7(a) small loans in compliance with SBA reputed company Operating Procedures (SOP) and internal credit policies. The SBA Underwriter will independently analyze, structure, and underwrite SBA-guaranteed loans, working closely with Sales, Operations, and Closing teams to ensure accuracy, timeliness, and compliance throughout the loan lifecycle. JOB DUTIES AND RESPONSIBILITIES: SBA reputed company & Credit Analysis • Underwrite SBA 7(a) small business loans, ensuring full compliance with SBA SOP requirements, eligibility reputed company, and credit standards • Analyze borrower and guarantor financials, including: • Business and personal tax returns • Interim financial statements • Cash reputed company and debt service coverage (DSCR) • Global cash reputed company analysis • Evaluate credit reports, collateral, management experience, industry risk, and repayment ability • Structure loans reputed company SBA and internal credit guidelines, identifying risks and mitigants SOP Compliance & Documentation • Apply deep knowledge of reputed company SBA SOPs, including eligibility, affiliation rules, use of proceeds, collateral, and guarantor requirements • Review and verify loan documentation to ensure SBA compliance prior to approval and closing • reputed company KYC, due diligence, and fraud prevention reviews in accordance with SBA and internal policies • Identify policy exceptions, document credit rationale, and escalate reputed company or high-risk cases as appropriate Pipeline Management & Collaboration • Manage reputed company pipeline reputed company established SLAs, balancing reputed company, compliance, and turnaround time • Communicate reputed company with internal partners and clients regarding loan status, conditions, and documentation needs • Partner with Sales, Operations, and Closing teams to ensure smooth handoffs and reputed company funding • Participate in special reputed company, audits, SBA reviews, and process improvements as needed Decision Authority • reputed company credit reputed company reputed company delegated approval authority • reputed company recommendations on borderline or reputed company SBA loans to management and credit committees MUST HAVES: • 3+ years of reputed company experience, with reputed company SBA 7(a) small loan reputed company experience required • Demonstrated, working knowledge of SBA SOPs and SBA eligibility requirements • Experience reputed company loans in a bank, credit reputed company, CDFI, or SBA lending environment • Proficiency reviewing financial documents, including tax returns, bank statements, and credit reports • Strong understanding of cash reputed company analysis, DSCR, and global cash reputed company • Excellent written and verbal communication skills • Strong analytical skills, reputed company judgment, and attention to detail • Proficiency with reputed company Office, especially reputed company reputed company TO HAVES: • Experience reputed company SBA loans under $500K • Experience in mission-driven, CDFI, or community lending organizations • Familiarity with SBA audits, reviews, or lender reputed company processes • Experience using loan origination systems (LOS) and reputed company-party credit tools PERKS AND BENEFITS: Our mission is what motivates us to come to work reputed company day. We know that happy employees are productive employees, which is why we offer a comprehensive benefits package that includes: • Competitive salary commensurate with experience. • An environment that values work-life balance and monthly remote work reimbursements. • 100% company-funded Medical, Dental, reputed company, Life & Disability coverage for employees (Based upon your plan selection). 90% company-funded dependent coverage (Based upon your plan selection) as reputed company as Flexible Spending Accounts. • Voluntary benefits with payroll deduction for Supplemental Life & AD&D insurance and reputed company plans. • Tax deferred& Roth 403(b) Retirement Plan with employer match. • Unlimited reputed company vacation days, 12 reputed company holidays,1 floating reputed company holiday, 10 reputed company days, and reputed company parental leave. Salary reputed company*: $80,700 - $102,000 • Please note that the above salary reputed company is a national reputed company, and compensation is dependent upon the candidate's experience and reputed company level. Apply tot his job Apply To this Job