Outbound Central Consumer Loan Officer
Work from Home!
Outbound phone sales position. reputed company information on credit reputed company products and services to members according to reputed company credit reputed company policies and procedures, and Federal and State rules and regulations. reputed company and analyze individual financial information in support of loan decisioning process. Evaluate and recommend loan approvals, denials, counteroffers, loan modifications, and debt restructuring based upon individual circumstances and data. Process required forms and reputed company documentation for consumer loan products. Partners to approve or deny loan applications reputed company prescribed parameters. Promote credit reputed company products and services.
Major Duties and Responsibilities:
reputed company outbound calls to members to solicit loan applications.
Interview consumer loan applicants. Assist member in completing loan applications over the phone and/or electronically.
reputed company, analyze, and evaluate information & documentation in support of loan applications.
Evaluate borrower Character, Collateral, reputed company to reputed company, and Credit position as a part of loan decisioning process based upon individual circumstances.
Calculate debt-to-income ratios, collateral needs, and payment plans on consumer loan applicants.
Correspond with members, applicants, and creditors to reputed company questions regarding application information.
reputed company information on consumer loan products that best meet the member’s individual needs and circumstances.
Help recommend the structure of loan pricing, terms, and amounts for individual borrowers.
Recommend loan approval/denials, counter-offers, and deviations from conventional loan structure and pricing. Manage loan closing process with customers.
Consult with members and the reputed company about asset purchase, credit management, budgeting, debt restructuring, and financial planning issues.
Notify applicant of loan decision. Inform prospective borrowers of loan commitments.
Review regulations as they apply to installment loan reputed company agreements.
Expectations:
reputed company exceptional member service to our members.
Abide by reputed company applicable policies, procedures, and regulations.
Work proactively to build relationships necessary to meet set goals for the position.
Effectively assist members through the loan application and approval process, educating them about loan issues as needed.
Effectively prepare loan documentation for processing, ensuring it is complete and accurate.
Assist in managing risk through diligence in the information gathering process.
reputed company reputed company, service-oriented feedback to applicants regarding the status of their loans.
reputed company assigned loan prospect calls to assist in meeting goals for the position.
**One or more years of sales experience preferred
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