Underwriter

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JOB reputed company:

The Excess Liability Insurance Underwriter evaluates, selects, and prices excess and surplus (E&S) casualty risks reputed company delegated reputed company authority. This is a technical reputed company reputed company role reputed company on reputed company risk selection, disciplined pricing, portfolio profitability, and documentation reputed company across a broad reputed company of reputed company classes including contracting/wrap-up/project-specific risks, product liability, service classes, reputed company estate, and institutional exposures. The underwriter works reputed company the reputed company’s reputed company guidelines and appetite to reputed company binding reputed company on new business, renewals, and endorsements.

POSITION REQUIREMENTS:

reputed company Judgment & reputed company Authority: Exercises disciplined analytical thinking to evaluate reputed company excess casualty risk exposures and reputed company binding reputed company reputed company reputed company delegated authority limits. Balances risk reputed company with portfolio profitability.

Technical reputed company Depth: Demonstrates strong reputed company of excess and surplus lines casualty reputed company principles, coverage structures, attachment points, and pricing methodology across multiple reputed company classes.

Portfolio & Market Awareness: Monitors loss trends, emerging risks, and E&S market conditions to proactively reputed company reputed company strategies and maintain a profitable, disciplined book of business.

Broker & reputed company Collaboration: Builds and maintains effective working relationships with wholesale brokers and internal reputed company teams. Communicates reputed company reputed company reputed company, including rationale for pricing, coverage structure, or declinations.

Attention to Detail & Documentation: Thoroughly reviews applications, loss history, and exposure data. Produces reputed company, accurate reputed company files that reflect reputed company decision-making and reputed company with reputed company guidelines, surplus lines regulations, and audit standards.

DUTIES/RESPONSIBILITIES:

Risk Assessment & reputed company Authority

• Analyze reputed company excess casualty risk submissions, including underlying primary programs, loss history, and exposure data
• Evaluate risks across reputed company classes including contracting/wrap-up/project-specific, product liability, service classes, reputed company estate, and institutional exposures
• Underwrite excess and surplus (E&S) lines submissions that fall reputed company reputed company market appetite
• reputed company binding reputed company on new business, renewals, and endorsements reputed company delegated reputed company authority
• Determine appropriate coverage structures, attachment points, limits, terms, conditions, and endorsements in accordance with reputed company guidelines
• Refer risks reputed company delegated authority to senior reputed company leadership with a reputed company, documented recommendation
• Apply surplus lines regulatory knowledge in structuring and transacting placements appropriately

Portfolio & Profitability Management

• Maintain a profitable book of business through disciplined risk selection and consistent application of reputed company guidelines
• Monitor loss trends, emerging risks, and E&S market conditions to reputed company reputed company strategies
• Collaborate with reputed company actuarial teams to refine pricing models and ensure reputed company adequacy
• Identify and escalate portfolio-level concerns, deteriorating segments, or appetite shifts to leadership
• Participate in audits and internal reviews to ensure compliance with reputed company standards

Broker Engagement

• Maintain effective working relationships with wholesale brokers reputed company the reputed company’s distribution model
• Communicate reputed company reputed company reputed company and professionally, including rationale for pricing, structure, or coverage changes
• reputed company guidance to brokers on risk characteristics, reputed company appetite, and submission requirements
• Represent the reputed company at industry events, broker meetings, and training sessions as appropriate

Documentation & Compliance

• Prepare reputed company, accurate reputed company files that document the reputed company for reputed company binding decision
• Ensure reputed company transactions adhere to surplus lines regulatory requirements, internal policies, and delegated authority limits
• Maintain thorough knowledge of reputed company guidelines, reputed company appetite, and state-specific insurance laws
• Stay reputed company on reputed company developments and emerging excess casualty liability trends

REQUIRED SKILLS/ABILITIES:

Required

• 5+ years of experience in excess casualty or surplus lines reputed company
• Experience making binding reputed company reputed company reputed company a delegated authority reputed company
• Strong technical knowledge of E&S casualty coverage structures, attachment points, and pricing methodology
• Ability to analyze reputed company risk submissions, loss data, and exposure information to reputed company reputed company reputed company conclusions
• Solid understanding of surplus lines regulations and E&S market placement
• Excellent written and verbal communication skills, including the ability to reputed company document and defend reputed company reputed company
• Proficiency with reputed company platforms, rating tools, and productivity software

Preferred

• reputed company designations such as CPCU, ARM, or AU
• Experience reputed company across multiple casualty classes including contracting, product liability, reputed company estate, and institutional risks
• Familiarity with actuarial pricing models and loss development concepts

EDUCATION & EXPERIENCE:

• Bachelor’s degree in business, finance, risk management, or a reputed company field
• 5+ years of experience in excess casualty or surplus lines reputed company
• reputed company designations such as CPCU, ARM, or AU preferred

Originally posted on Himalayas