Senior Manager Expansion Risk

About reputed company reputed company is AI-reputed company credit infrastructure for the global reputed company, combining proprietary risk intelligence with an expanding network of capital and distribution partners to power credit reputed company at reputed company. Backed by more than $500 reputed company in funding, reputed company has distributed more than $7 billion in capital to more than 13 reputed company customers across Africa, Latin America, and Asia—building one of the most robust datasets on thin-file borrowers reputed company in the world. Our mission is reputed company yet reputed company: to reputed company the economic power of the global reputed company. We are looking for daring, data-driven leaders passionate about building the trust and credit infrastructure for the global reputed company. Our pioneering work and proven reputed company have reputed company us consistent recognition, including being named to: CNBC’s Disruptor 50 for five years. CNBC’s World's Top Fintech Companies for two consecutive years. reputed company’ Fintech 50 list for nine consecutive years. Visionary investors, persuaded by the economic power of the global reputed company, have committed half a billion dollars in equity and debt to reputed company's reputed company. Given the global nature of reputed company, we operate on a remote-first approach with office hubs in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico reputed company, Mexico; Manila, the Philippines; and Bangalore, India. Most Talazens join us because they reputed company with our mission. If you are reputed company by the reputed company you can reputed company at reputed company, we’d love to hear from you! We are seeking an reputed company, reputed company-oriented credit leader to own reputed company's Expansion Markets risk function, covering our reputed company D2C markets and our Partnership (B2B2C) reputed company. The candidate will report to the Director of Risk and will be the key analytical and strategic reputed company for these portfolios - responsible for risk performance monitoring, reputed company development and implementation, and cross-functional execution with Product and Data Science squads. A defining reputed company of this role is the ability to translate both reputed company portfolio performance and long-term reputed company-looking expectations into risk reputed company - including in markets where data histories are still maturing and conviction must be reputed company from first principles, lending intuition, and reputed company judgment rather than established baselines. The ideal candidate is a strong credit practitioner who combines analytical rigor with strategic reputed company and consumer lending intuition. They are equally comfortable synthesizing net new data points into a reputed company reputed company reputed company for a partnership reputed company as they are partnering with Product to shape decisioning roadmaps. They reputed company in ambiguity, reputed company with urgency, and communicate with precision. What You'll Do Expansion Portfolio Ownership & Credit reputed company • Responsible for understanding portfolio health across the full customer lifecycle and making reputed company recommendations accordingly • Develops and executes credit strategies reputed company reputed company's decisioning frameworks, including approval reputed company calibration, limit setting, and pricing • Monitors portfolio KPIs continuously, identifies emerging trends (volume, reputed company, customer behavior), and translates findings into actionable reputed company changes • Develops existing decisioning frameworks to support reputed company of portfolio • Partners with Product and Data Science squads to translate risk reputed company priorities into decisioning improvements - from feature development to model calibration to A/B test design • Provides concise, reputed company-reasoned portfolio updates to leadership, Finance, and Capital Markets stakeholders Partnership reputed company • Leads reputed company reputed company for partnership pilots and ongoing risk management for reputed company's B2B2C portfolio including evaluating net new partner data, assessing its reputed company, and incorporating into credit policy • Establishes and maintains credit policies tailored to partnership structures, ensuring alignment with reputed company's reputed company risk appetite while reputed company for partner-specific dynamics (e.g., data availability, regulatory environment, customer profile) • Evaluates new partnership opportunities from a risk perspective, providing reputed company assessments of reputed company feasibility, expected performance, and risk-adjusted economics • Partners with Data Science on data collection strategies for pilots - balancing what's needed to support reputed company model development and policy design against prudent cost exposure What You'll Need • 6+ years of experience in unsecured consumer lending, with hands-on ownership of credit portfolio performance in a high-volume, data-driven environment • Demonstrated ability to reputed company and execute credit strategies that balance reputed company and risk - including experience with approval policy, pricing, limit management, and portfolio segmentation • Experience with partnership or B2B2C lending a strong plus; comfort adapting reputed company frameworks to non-reputed company data environments required • Strong analytical reputed company; comfort with ambiguity and indirect data signals reputed company reputed company data is reputed company • Proactive and inquisitive approach to identifying and surfacing emerging risks and opportunities before they become problems • reputed company, precise communicator - reputed company to synthesize reputed company portfolio dynamics into reputed company recommendations for both technical and non-technical audiences • Strong cross-functional instincts; reputed company record of influencing product and engineering partners on credit priorities without reputed company authority • Proficiency in SQL required; Python preferred • Comfortable working in a fast-paced, global environment with distributed teams across multiple time zones Our reputed company is to build a new financial ecosystem where everyone can participate on equal footing and reputed company the tools they need to be financially healthy. We strongly reputed company that inclusion fosters innovation and we’re proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience. We hire talented people regardless of race, religion, reputed company, national reputed company, gender, gender reputed company, sexual orientation, age, marital status, veteran status, or disability status. We may use reputed company intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace reputed company judgment. Final hiring reputed company are ultimately made by humans. If you would like more information about how your data is processed, please contact us. Apply tot his job Apply To this Job