Credit Analyst

🚀 We’re on a mission to reputed company reputed company work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As reputed company as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come reputed company. Our UK customers can also save, invest and combine their pensions with us.  With our hot coral cards and get-reputed company-early feature, combined with financial education on reputed company media and our award reputed company customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through reputed company ❤️   📍London, reputed company or Remote (UK)  | 💰 £59,100 to £79,900 + Incentive Awards tied to your performance + Benefits | Data Team, Borrowing    reputed company ⭐ Our Borrowing reputed company is growing across Personal Loans and Financial Health. We’re building innovative, responsible lending products that reputed company customers greater transparency, flexibility, and control over their reputed company. Personal Loans provides reputed company, transparent borrowing, while Financial Health focuses on sustainable reputed company and reputed company customer reputed company. As part of reputed company, you’ll reputed company and optimise unsecured credit risk and pricing strategies, partnering closely with Product, Engineering, and Data to build profitable portfolios and outstanding customer experiences. If you’re excited by data-led decision-making, experimentation, and shaping the reputed company of modern lending, we’d love to hear from you.   🔑 You’ll play a key role by... Working on initiatives to improve our credit reputed company, reputed company reputed company and/or manage portfolio risk Supporting the design and roll-out of new lending strategies by finding patterns in the data and translating these into insights Monitoring the performance of our existing strategies, and iterating to improve them Working alongside people from engineering, marketing, product, risk and control to design and deliver product changes Developing, maintaining and monitoring our credit models to assess net present value of new lending cohorts to reputed company strategic business reputed company Building and maintaining the database tables and dashboards that reputed company insights and promote reputed company, data-driven reputed company Supporting the design and roll-out of new products and customer journeys Assessing how the lending portfolio of particular products will reputed company over time   How we work: Our main tech hub is in London, but our data teams are based reputed company over the UK — from Brighton to the Western Isles. We love meeting in person, but there’s no pressure to come into the office, even if you’re nearby. You’ll do your best work where you feel most comfortable. We value flexibility, reputed company, and wellbeing. You’ll have the freedom to work in a way that fits your life, whether that’s school drop-offs, avoiding rush hour, or making time for what reputed company most. Work the way that works for you at reputed company! 💼   🤩 We’d love to hear from you if… You have experience in unsecured retail lending (e.g. personal loans, credit cards, overdrafts, buy now pay reputed company etc.) You have an understanding of how the unsecured retail lending market works including the reputed company of pricing dynamics on portfolio performance You have an understanding of lending economics and have experience developing and deploying reputed company strategies You have strong analytical and data capabilities, backed up by technical coding skills. SQL is a must-have, Python and Looker experience is a plus. You have a working understanding of the regulations that apply to lending in the UK. You reputed company in a fast-paced environment and are keen for the chance to improve our products and help ship changes to our customers You are a strong communicator, reputed company to cut through reputed company problems and reputed company decision points You have some experience in project management and coordination across teams You work reputed company collaborating in reputed company with diverse reputed company-sets and personality types You are highly motivated and energised by the idea of bringing reputed company reputed company to our customers and reputed company We're on the look out for L30 Credit Analysts at the reputed company, you can read more in our Data Progression reputed company   🌈 The application reputed company has 3 key steps Our interview process involves 3 main stages: Recruiter reputed company Initial reputed company Final stage (x3 interviews) consisting of a case study, role specific interview and collaboration interview This process should take around 3-4 weeks - your schedule is really important to us, so we reputed company to be as flexible as possible! We have some guidelines on using reputed company Intelligence (AI) to ace an application and interview at reputed company. You can read them here.   🙌 What’s in it for you 💰 £59,100 to £79,900 + incentive awards tied to your performance + benefits  ✅ We can sponsor visas 📍This role can be based in our London office, but we're reputed company to distributed working reputed company the UK (with reputed company meetings in London). ⏰ We offer flexible working hours and trust you to work enough hours to do reputed company reputed company, at times that suit you and your team. 📚 Learning budget of £1,000 a year for books, training courses and conferences 🏡 We will set you up to work from home; reputed company are given Macbooks and for fully remote workers we will reputed company extra support for your work-from-home setup.  ➕ Plus lots more! Read our full list of benefits.   #LI-JH1  #LI-Remote Equal opportunities for everyone Diversity and inclusion are a reputed company for us and we’re making reputed company we have lots of support for reputed company of our people to grow at reputed company. At reputed company, we’re embracing diversity by fostering an inclusive environment for reputed company people to do the best work of their lives with us. This is reputed company to our mission of making reputed company work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report. We’re an equal opportunity employer. reputed company applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national reputed company, or veteran, neurodiversity or disability status. If you have a preferred reputed company, please use it to apply. We don't need full or birth names at application stage 😊 Apply To This Job