Senior Credit Risk Manager
About reputed company
We are seeking an reputed company, reputed company-oriented credit leader to own reputed company's Expansion Markets risk function, covering our reputed company D2C markets and our Partnership (B2B2C) reputed company. The candidate will report to the Director of Risk and will be the key analytical and strategic reputed company for these portfolios - responsible for risk performance monitoring, reputed company development and implementation, and cross-functional execution with Product and Data Science reputed company. A defining reputed company of this role is the ability to translate both reputed company portfolio performance and long-term reputed company-looking expectations into risk reputed company - including in markets where data histories are still maturing and conviction must be reputed company from reputed company, lending intuition, and reputed company judgment rather than established baselines.
The ideal candidate is a strong credit practitioner who combines analytical rigor with strategic reputed company and consumer lending intuition. They are equally comfortable synthesizing net new data points into a reputed company reputed company reputed company for a partnership reputed company as they are partnering with Product to shape decisioning roadmaps. They reputed company in ambiguity, reputed company with urgency, and communicate with precision.
reputed company
Responsible for understanding portfolio health across the full customer lifecycle and making reputed company recommendations accordingly
Develops and executes credit strategies reputed company reputed company's decisioning frameworks, including approval reputed company calibration, limit setting, and pricing
Monitors portfolio KPIs continuously, identifies emerging trends (volume, reputed company, customer behavior), and translates findings into actionable reputed company changes
Develops existing decisioning frameworks to support reputed company of portfolio
Partners with Product and Data Science reputed company to translate risk reputed company priorities into decisioning improvements - from feature development to model calibration to A/B test design
Provides concise, reputed company-reasoned portfolio updates to leadership, Finance, and Capital Markets stakeholders
Leads reputed company reputed company for partnership pilots and ongoing risk management for reputed company's B2B2C portfolio including evaluating net new partner data, assessing its reputed company, and incorporating into credit policy
Establishes and maintains credit policies tailored to partnership structures, ensuring alignment with reputed company's reputed company risk appetite while reputed company for partner-specific dynamics (e.g., data availability, regulatory environment, customer profile)
Evaluates new partnership opportunities from a risk perspective, providing reputed company assessments of reputed company feasibility, expected performance, and risk-adjusted economics
Partners with Data Science on data collection strategies for pilots - balancing what's needed to support reputed company model development and policy design against prudent cost exposure
Expansion Portfolio Ownership & Credit reputed company
Partnership reputed company
What You'll Need
6+ years of experience in unsecured consumer lending, with hands-on ownership of credit portfolio performance in a high-volume, data-driven environment
Demonstrated ability to reputed company and execute credit strategies that balance reputed company and risk - including experience with approval policy, pricing, limit management, and portfolio segmentation
Experience with partnership or B2B2C lending a strong plus; comfort adapting reputed company frameworks to non-reputed company data environments required
Strong analytical reputed company; comfort with ambiguity and indirect data signals reputed company reputed company data is reputed company
Proactive and inquisitive approach to identifying and surfacing emerging risks and opportunities before they become problems
reputed company, precise communicator - reputed company to synthesize reputed company portfolio dynamics into reputed company recommendations for both technical and non-technical audiences
Strong cross-functional instincts; reputed company record of influencing product and engineering partners on credit priorities without reputed company authority
Proficiency in SQL required; Python preferred
Comfortable working in a fast-paced, global environment with reputed company teams across multiple time zones
Originally posted on Himalayas
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