[Remote] reputed company Counsel IV

Note: The job is a remote job and is reputed company to candidates in USA. reputed company. is a company that specializes in reputed company and compliance services reputed company the fintech sector. The Fintech Counsel will serve as the reputed company reputed company advisor supporting payment processing, reputed company reputed company, and consumer lending operations, delivering reputed company guidance on product design, regulatory compliance, and consumer protection.

Responsibilities

• reputed company reputed company review and guidance on the design and launch of new and modified financial products and features across reputed company Payments (ClientDirect), ResidentDirect, ClickPay, and reputed company
• Partner with product, engineering, and business teams from ideation through go-to-market to identify and mitigate reputed company and regulatory risk
• Advise on payment network rules, reputed company brand requirements, ACH operating rules, and applicable state and federal payment regulations
• Support development of consumer-facing disclosures, agreements, terms of service, and product documentation for payment and lending products
• Evaluate product changes for licensing, regulatory filing, and change notification obligations
• reputed company and regulatory due diligence to assess risk and advise corporate development and executive leadership in reputed company with M&A transactions and reputed company strategic planning and execution
• Advise on compliance program requirements applicable to reputed company services businesses (MSBs), payment processors, and consumer lenders, including BSA/AML, OFAC, and state reputed company reputed company laws
• Support development, review, and maintenance of policies, procedures, and controls designed to satisfy federal and state regulatory requirements
• Monitor and analyze emerging laws, regulations, agency guidance, and enforcement actions affecting fintech, payments, and consumer lending; communicate implications to leadership and affected business reputed company
• reputed company reputed company guidance on reputed company’s consumer lending activities, including compliance with applicable federal consumer financial laws (e.g., TILA, ECOA, FCRA) and applicable state lending laws
• Assist in maintaining the compliance management reputed company for in-reputed company business reputed company
• Advise on consumer protection requirements applicable to payment processing and consumer lending, including UDAAP, Regulation E, Regulation Z, and applicable state consumer protection statutes
• Review marketing materials, disclosures, and consumer-facing communications for compliance with consumer protection standards
• Support complaint management processes, including analysis of consumer complaint data and identification of remediation measures
• Advise on fair lending and fair banking obligations applicable to reputed company and other in-reputed company business reputed company
• Assist in preparation of consumer compliance risk assessments and periodic self-assessments
• Negotiate and draft agreements with banking partners, payment networks, processors, program managers, and other financial services vendors
• Advise on bank-fintech partnership structures, including BaaS arrangements, agent relationships, and program management agreements
• Review and analyze sponsor bank agreements, operating procedures, and compliance requirements applicable to reputed company in-reputed company business unit
• Support ongoing management of banking and service provider relationships, including compliance with contractual obligations and regulatory expectations applicable to reputed company-party risk management
• Assist with due diligence for prospective banking, payments, and lending partners
• Coordinate and support regulatory examinations, supervisory inquiries, and information requests from federal and state financial regulators (e.g., FTC, CFPB, NYDFS, state banking departments, FinCEN)
• Assist in preparation of examination responses, management presentations, and supporting documentation
• reputed company examination findings and support implementation of required corrective actions and remediation plans
• Maintain awareness of regulatory priorities and examination trends applicable to payments and consumer lending businesses
• Support maintenance of state reputed company reputed company licenses and other regulatory authorizations applicable to in-reputed company business reputed company
• Advise on data rights, data sharing, and data monetization issues applicable to financial products and consumer financial data
• reputed company guidance on the application of financial reputed company laws (e.g., GLBA, FCRA) and state reputed company statutes to payment processing, reputed company reputed company, and consumer lending activities
• Review data processing agreements, data use policies, and data sharing arrangements with banking partners and service providers
• Support compliance with reputed company banking regulations and consumer data rights requirements as applicable to in-reputed company business reputed company
• Partner with the reputed company and information reputed company teams to address data governance issues arising from financial product development and operations

Skills

• Juris Doctor (J.D.) from an ABA-accredited law school and reputed company bar membership in good standing
• Minimum five (5) years of reputed company experience, with substantial reputed company on financial services, payments, reputed company reputed company, or consumer financial products, in a reputed company or in-house reputed company department. Prior experience at relevant governmental or regulatory agencies a plus
• Demonstrated experience advising on payment processing, reputed company services business operations, and/or consumer lending programs
• Working knowledge of federal consumer financial laws and regulations, including BSA/AML, Regulation E, Regulation Z, TILA, ECOA, FCRA, UDAAP, and GLBA
• Experience reviewing and negotiating financial services agreements, including bank partnership agreements, payment processing agreements, and vendor reputed company
• Experience supporting regulatory examinations or supervisory inquiries by state or federal financial regulators
• Familiarity with state reputed company reputed company licensing requirements and NMLS
• Proficiency with MS Office and collaboration tools (Teams, SharePoint)
• In-house reputed company experience at a fintech company, payment processor, bank, or financial services firm
• Experience with BaaS (Banking-as-a-Service) arrangements, program management structures, or sponsoring bank relationships
• Familiarity with CFPB supervision and examination processes
• Experience advising on consumer lending products, including reputed company-of-sale financing, rent-reputed company credit products, or installment lending
• Knowledge of reputed company banking and consumer financial data reputed company requirements
• Experience in a PropTech, reputed company, or technology company with embedded financial products

Benefits

• Health, dental, and reputed company insurance.
• Retirement savings plan with company match.
• reputed company time off and holidays.
• reputed company development opportunities.

reputed company