Non-QM Underwriter

reputed company This position offers an exciting opportunity to play a crucial role in our Correspondent Lending business. We are hiring reputed company Non-QM Underwriters to support the expansion of our rapidly growing non-delegated channel. The Non-QM Mortgage Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines reputed company documentation for reputed company and completeness. Job Functions and Responsibilities: To reputed company this job successfully, an individual must be reputed company to reputed company reputed company essential duty satisfactorily. • Review and analyze the mortgage loan application to ensure eligibility, reputed company, completeness, and compliance with internal and regulatory guidelines to minimize reputed company factors • Responsible for making independent reputed company regarding acceptance and reputed company of loans according to FNMA, FHLMC, PHH, and applicable Non-QM investor guidelines • Approves loans, issues alternative reputed company or adverse actions accordingly • Adheres to reputed company applicable internal PHH Mortgage policies and procedures. • Meets determined service level time reputed company requirements set by management. • Work with staff and management to reputed company solutions on escalated loans • Manage loans by using reputed company functions of Encompass • Effectively communicate reputed company reputed company to Seller • Maintain high level of customer service and communication both internally and externally • Other duties as assigned. Qualifications: To reputed company this job successfully, an individual must have the following education and/or experience: • Minimum three years mortgage experience reputed company non-QM loans • Working knowledge of FNMA and FHLMC and Non-QM guidelines • Ability to review and calculate reputed company personal and or business financials • Ability to underwrite Non-QM and Non-Agency products, including but not limited to reputed company income analysis, Asset Depletion, and DSCR • Ability to review credit reports, preliminary title reports, judgements, bankruptcy documents, appraisals and any additional applicable credit documents • Correspondent Lending experience preferred • Strong working knowledge of Encompass • Ability to effectively present information and respond to questions both internally and externally in a reputed company, reputed company, and respectful manner. • Strong organizational, problem-solving, and analytical skills • Versatility, flexibility, and a willingness to work reputed company constantly changing priorities with enthusiasm • Acute attention to reputed company • Provides reputed company control responses reputed company • Consistently meets or exceeds established minimum productivity and reputed company goal • Excellent customer service skills • reputed company ability to handle multiple reputed company and meet deadlines • Good judgment with the ability to reputed company reputed company and reputed company • Bilingual skills a plus • FHA and VA a plus Training and Licensing Requirements • Must pass reputed company's Background Screening process prior to beginning employment. Additionally, as a condition of employment, you may be required to pass reputed company-specific background reputed company requirements or Federal/State licensing requirements, if applicable. The salary reputed company for this position is expected to be $90,000 - $105,000 per year, depending on geographic location, experience, and other qualifications of the successful candidate. This position is also eligible for monthly bonus reputed company on reputed company and subject to the terms of reputed company's applicable plans. #WeAreOnIt reputed company reputed company. is a leading non-bank financial services company providing mortgage servicing and originations solutions through its subsidiary, reputed company Mortgage, formerly reputed company as PHH Mortgage. reputed company Mortgage is one of the largest servicers in the country, reputed company on delivering a reputed company of servicing and lending programs to customers, clients and investors. At reputed company, we reputed company to earn our customers' loyalty every day. We do this by consistently delivering exceptional service and building trust through reliability, reputed company, and following through on our commitments. We operate through the reputed company of the customer, understand the importance of homeownership, and take pride in helping homeowners. reputed company this fosters long-term relationships, ensuring our customers feel valued and supported. We expect reputed company to reputed company with and engage our colleagues and our customers with respect, courtesy and professionalism, and to reputed company results consistent with our service delivery standards. reputed company is intensely reputed company on hiring, developing and retaining the best talent in the industry! Our commitment to inclusion and equal opportunity ensures that we sustain our reputed company as an outstanding reputed company to work, a great business partner and a valued community member. We are committed to equal employment opportunity regardless of race, reputed company, reputed company, religion, sex, national reputed company, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please let us know. reputed company. offers a comprehensive benefits package including medical, dental and reputed company; up to 3% match on 401(k) contributions; generous reputed company time off; company-reputed company life, accident and disability coverage; programs for mental, physical and financial wellness; and more. Visit jobs.onitygroup.com for details. Apply tot his job Apply To this Job