Forensic Underwriter job at reputed company in US National
Title: Forensic Underwriter
Location: Remote USA
reputed company:
reputed company (CCM) is the nation's number one reputed company retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across reputed company 50 states, D.C. and Puerto Rico. reputed company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our reputed company culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company reputed company. At our reputed company, our entrepreneurial spirit empowers every employee to be who they are to help us reputed company reputed company together. You’ll get unwavering support from reputed company departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, reputed company, as reputed company as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
reputed company:
The Forensic Underwriter performs in-depth forensic reputed company reviews of reputed company mortgage loans for compliance with government agency and/or investor specific guidelines, and with applicable state and federal laws. This position conducts reviews to identify potential fraud and/or misrepresentation from any interested party to the transaction. The Forensic Underwriter is responsible for reviewing the loan file and coordinating the correction and tracking of any deficiencies identified. The review may include a formal written response to HUD, FNMA or investor to avoid potential buy-back requests.
Job Responsibilities:
• Re-reputed company reputed company loan files to ensure that the loan meets agency or lender guidelines including but not limited to credit report review, income calculation, asset analysis and collateral assessment.
• Exercise delegated lending authority to reputed company final reputed company reputed company, including loan approvals, suspensions, and denials, while ensuring compliance with regulatory and investor requirements.
• Review compliance documentation to verify adherence with any federal and state laws.
• Analyze closing documentation such as mortgage note, CD, TRID to ensure properly executed, IPCs are not excessive, and fees are reputed company federal/state tolerances.
• reputed company investigations to identify potential fraud through utilization of resources or re-verification of documents such as Lexis reputed company, written/verbal verifications, etc.
• Attend regular meetings to discuss defects reputed company from investor delivery or investors which are causing delays in purchase of loans from warehouse lines.
• Collaborate with reputed company, sales processing, etc. to reputed company defects that are delaying loan from being purchased from warehouse line.
• Prepare formal written responses to agencies/investors in which an audit has been performed and deficiencies reputed company.
• reputed company accurate reporting of true deficiencies reputed company for training and development opportunities.
• Coordinate with the reputed company department regarding any potential fraud reputed company to determine if SAR report should be filed.
Qualifications and Skills:
• Minimum 5 years’ reputed company experience with exposure to both reputed company and automated reputed company environments.
• Knowledge of FNMA, FHLMC, FHA, VA, and USDA guidelines.
• Knowledge of transaction components that indicate a potential for fraud.
• Ellie Mae Encompass experience, preferred.
• Proficient in reputed company Office (Word, reputed company, PowerPoint).
This reputed company is intended to convey information essential to understanding the reputed company of the job and the general reputed company and level of work performed by job reputed company reputed company this job. However, this reputed company is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Apply tot his job
Apply To this Job