Senior Systems/Product Architecture Consultant for Fintech, Loyalty, and Marketplace

We are building a new platform — the first unified sports loyalty infrastructure connecting sports inventory with major loyalty programs. We are looking for a high-level Systems/Product Architect to help us define and document our Phase 1 platform architecture before engineering begins. This is NOT coding. This is business systems architecture, platform design, and requirements definition across: inventory ingestion + normalization dynamic pricing rights/IP rules identity & entitlements Merchant of Record flows (MOR) refunds, cancellations, and replacement logic points ledger design settlement flows partner API integrations admin + internal tooling compliance (tax, KYC/AML) WHAT YOU WILL DELIVER: High-level platform architecture diagram Detailed systems requirements document (SRD) API-level thinking (not code, just structure & endpoints) Flows for: pricing, rights, refunds, settlement, identity, ledger Phase 1 vs Phase 2 sequencing and dependencies Risk map & blind spots Optional: Assist in interviewing our full-time Chief Product Architect candidates WHO WE ARE LOOKING FOR: A consultant with experience in two or more of the following domains: Fintech / payments / settlement / chargebacks Loyalty or rewards (points issuance, burn, transfer) Marketplace architecture (pricing engines, reservations, supply ingestion) Inventory-based commerce platforms (Expedia, Uber, Airbnb, ticketing) Travel or e-commerce MOR flows API platform design Rights/IP-driven systems IDEAL BACKGROUNDS: Stripe / Checkout.com / Adyen architecture experience Loyalty platforms (Bilt, Points.com, Rakuten, Chase/Amex Travel) Travel/marketplace (Uber, Airbnb, Expedia, Booking) Sports or rights-based platforms (Fanatics, OneTeam Partners, Ticketing) Senior/Staff Product Managers or Architects ENGAGEMENT TYPE 10–20 hours to start Paid strategic architecture consulting Potential for ongoing advisory Strong chance of supporting the hiring/onboarding of our full-time Chief Product Architect WHAT SUCCESS LOOKS LIKE A clear, coherent, high-level architecture we can give to engineering Identification of critical path and must-build-first components Clarity on sequencing to prepare for bank/loyalty partner integrations Confidence that our architecture is scalable and bank-proof OUR WORKING STYLE Very fast-moving Clear, thoughtful communication Founder-led product direction Collaboration with future CTO/CPO candidates PLS APPLY IF YOU HAVE ANY OF FOLLOWING: Designed a fintech or loyalty platform Built a points or rewards engine Created MOR/tax/refund/settlement flows Architected dynamic pricing or supply systems Designed large-scale APIs for partners WHEN APPLYING, INCLUDE: A brief explanation of your most relevant architecture project Any experience with loyalty, fintech, or marketplace platforms Your hourly rate Availability over the next 2–4 weeks Apply tot his job Apply To this Job