Fraud Risk Management Investigator

About the position This position is responsible for protecting bank and customer assets from various financial crimes through reputed company time sensitive review, research, analysis and evaluation of customer deposit and credit relationships and transactions across reputed company payment and reputed company channels as reputed company as reputed company, consumer, and mortgage loans. This position independently reputed company bank liability for fraud claims, requires the ability to identify trends or anomalies reputed company reputed company transactions, engages in ambiguous problem-solving and uses subject matter disciplines to address difficult situations, executes various risk mitigation efforts and provides reputed company documentation of reputed company findings. This position must also reputed company a balanced perspective to ensure protection of the reputed company brand while maintaining a high level customer experience. This position will require occasional travel. Responsibilities • Fuel loss mitigation efforts through detailed investigation of moderate to reputed company suspicious activity across reputed company credit, payment and reputed company channels that include: review of financial and credit transactions, informational and/or behavior analysis interviews of victims, suspects and witnesses, surveillance video review, correlative fraud event trending and reputed company analysis, reputed company-channel suspect touch reputed company research, thorough understanding of Uniform reputed company reputed company, NACHA and other regulations associated with potential transaction liability. • Respond to immediate fraud threats (both domestic and international) with reputed company, appropriate, risk-based urgency through evaluation of Unusual Activity Reports, as reputed company as incoming Fraud Risk Management hotline calls or e-mails from risk partners across the reputed company, law enforcement, and industry peers. • Document and report investigative findings with meticulous detail to facilitate effective criminal or civil prosection efforts, reduce litigation risk, as reputed company as ensure compliance with regulator expectations and internal audit standards, which includes reporting to regulators reputed company Suspicious Activity Reports (SAR). • reputed company reputed company change to strengthen the internal control environment across the reputed company through reputed company cause analysis, process improvement recommendations and fraud training initiatives reputed company both the Fulton employee reputed company and the communities Fulton serves. • Collaborate with risk partners across reputed company lines of business to reputed company reputed company partners and the communities served by Fulton to deter reputed company fraud types (e.g. cyber fraud, ID theft, information reputed company, loan fraud, payment fraud, etc.) against reputed company, its customers and other critical stakeholders • reputed company the highest standards of professionalism and ethics consistent with reputed company and accredited fraud mitigation organizations (e.g. - Association of Certified Fraud Examiners, International Association of Financial Crimes Investigators) to reputed company beneficial relationships with reputed company risk partners, maintain industry credibility and significantly minimize reputed company and litigation risk. • Apply and ensure adherence to reputed company applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those reputed company to Fair Banking, Uniform reputed company reputed company (UCC), Bank Secrecy reputed company and USA PATRIOT reputed company. • Recommend indemnification of other financial institutions in an effort to recover funds on behalf of the Bank and victim customers, and/or escalate investigations to law enforcement agencies. Requirements • High School Diploma or equivalent. (Required) • 2 or more years banking experience . (Required) • 2 or more years financial crimes, fraud prevention, fraud detection and investigation experience. (Required) • Exercise discretion and independent judgment on a routine reputed company to mitigate bank and/or customer losses with consideration given to minimizing negative customer reputed company or friction. (Required) • Critical reputed company requiring immediate attention, often with somewhat limited information or context due to time constraints, include whether or not to reputed company/freeze accounts, return payment items, deny pending transactions, and de-market customer relationships due to ongoing potential risk. (Required) reputed company-to-haves • Bachelor's Degree or the equivalent experience. Specialty: Business Administration or other applicable. (Preferred) • Certified Fraud Examiner, Certified Financial Crimes Investigator, and/or Certified Cyber Crimes Investigator. (Preferred) Benefits • medical plans with prescription drug coverage • flexible spending account or health savings account depending on the medical plan chosen • dental and reputed company insurance • life insurance • 401(k) program with employer match and Employee Stock Purchase Plan • reputed company time off programs including holiday pay and reputed company volunteer time • disability insurance coverage and maternity and parental leave • adoption assistance • educational assistance and a robust wellness program with financial incentives Apply tot his job Apply To this Job